Alberto Moises Carranza, Bankruptcy Attorney in Chula Vista, California

Alberto concentrates on bankruptcy, chapter 13, chapter 7, real estate, and securities. Each area below outlines the kind of case Alberto handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Chapter 13

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• Chapter 7

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• Real Estate

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• Securities

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• SSD

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Alberto's primary office is at 333 H St #5000, Chula Vista, CA, 91910. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Alberto usually go, from the moment you request a consult to the day representation begins.

Alberto discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Alberto for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Alberto walks through the likely range during the consult so there are no surprises.

• Does Alberto offer a free consultation?

  Alberto charges for the initial consult; that fee is credited toward representation if you retain Alberto's office. Some bankruptcy attorneys offer free consults — check Alberto's current terms during booking.

• How long do bankruptcy cases in California typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Alberto gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Alberto take my case if I'm outside Chula Vista?

  Alberto is licensed in California. Matters governed by California law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Alberto will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Alberto?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Alberto will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Alberto accepting new bankruptcy clients right now?

  Alberto's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.