How much does it cost to hire Brian for a bankruptcy case?

Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Brian walks through the likely range during the consult so there are no surprises.

Does Brian offer a free consultation?

Brian charges for the initial consult; that fee is credited toward representation if you retain Brian's office. Some bankruptcy attorneys offer free consults — check Brian's current terms during booking.

How long do bankruptcy cases in New Jersey typically take?

Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Brian gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

Can Brian take my case if I'm outside Clifton?

Brian is licensed in New Jersey. Matters governed by New Jersey law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Brian will tell you if the case is a fit or refer you to someone closer to your court.

What should I bring to my first meeting with Brian?

Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Brian will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

Is Brian accepting new bankruptcy clients right now?

Brian's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Brian T Kernan, Bankruptcy Attorney in Clifton

Quick answer

Brian T Kernan is an attorney based in Clifton, NJ. The practice focuses on Bankruptcy, Chapter 7, and Contracts. Brian has over 26 years of legal experience. Currently practicing at Law Office of Brian Kernan. Rated 4.9 out of 5 from 2 client reviews.

Based in: Clifton, NJ
Experience: over 26 years
Known for: Bankruptcy · Chapter 7 · Contracts

Handles Bankruptcy, Chapter 7, and Contracts matters from Clifton, NJ.
Over 26 years of practice as a licensed attorney.

Areas of practice

Brian's practice areas in Clifton

Brian concentrates on bankruptcy, chapter 7, contracts, debt settlement, and dui/dwi. Each area below outlines the kind of case Brian handles, typical outcomes to expect, and how the intake process starts.

Bankruptcy cases in Clifton, New Jersey

Brian takes bankruptcy matters in Clifton, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Brian agrees to represent you.

Chapter 7 cases in Clifton, New Jersey

Brian takes chapter 7 matters in Clifton, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Brian agrees to represent you.

Contracts cases in Clifton, New Jersey

Brian takes contracts matters in Clifton, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Brian agrees to represent you.

Debt Settlement cases in Clifton, New Jersey

Brian takes debt settlement matters in Clifton, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Brian agrees to represent you.

DUI/DWI cases in Clifton, New Jersey

Brian takes dui/dwi matters in Clifton, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Brian agrees to represent you.

Biography

Brian T Kernan, bankruptcy attorney serving Clifton

Brian T Kernan is an attorney based in Clifton, NJ. The practice focuses on Bankruptcy, Chapter 7, and Contracts. Brian has over 26 years of legal experience. Currently practicing at Law Office of Brian Kernan. Rated 4.9 out of 5 from 2 client reviews. Brian works from Clifton, New Jersey and takes on bankruptcy matters across the region.

Brian T Kernan is a lawyer practicing bankruptcy, consumer bankruptcy, debt relief and 18 other areas of law. Brian received a B.A. degree from Indiana University in 1989, and has been licensed for 26 years. Brian practices at Law Office of Brian Kernan in Clifton, NJ.

Working with Brian on a bankruptcy matter

Brian T Kernan is a lawyer practicing bankruptcy, consumer bankruptcy, debt relief and 18 other areas of law. Brian received a B.A. degree from Indiana University in 1989, and has been licensed for 26 years. Brian practices at Law Office of Brian Kernan in Clifton, NJ.

Clients Brian works with

Brian reviews new inquiries case-by-case for bankruptcy, chapter 7, and contracts matters in Clifton and the surrounding New Jersey area.

Credentials

Credentials — where Brian studied and practices

Seton Hall University School of Law
J.D. · 1998
Indiana University
B.A. · 1989

Jurisdictions

Brian's state bar admissions

New Jersey
2000 · ACTIVE

Brian studied at J.D. in Seton Hall University School of Law and B.A. in Indiana University.

Law school and academic background

Brian completed J.D. in Seton Hall University School of Law and B.A. in Indiana University. Formal legal training is one signal of substantive knowledge — the day-to-day practice Brian runs in New Jersey is where that training gets applied to real client questions.

Locations

Brian T Kernan's office in Clifton

Brian's primary office is at 636 Van Houten Avenue, Suite A, Clifton, NJ, 07013. In-person meetings are by appointment; a phone intake usually comes first.

Main office

Law Office of Brian Kernan

636 Van Houten Avenue, Suite A

Clifton, NJ 07013

Open in Google Maps

Client feedback

Client reviews of Brian T Kernan — 4.9/5 rating from 2 verified client reviews

Every review below is from a verified client of Brian. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Clifton.

4.9

2 client reviews

Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Brian T Kernan claims this profile.

Read all reviews

Hiring guide

How to hire Brian T Kernan — what to expect in your first consultation

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Brian usually go, from the moment you request a consult to the day representation begins.

Consultation formats and pricing

Brian charges for the initial consult. That fee is credited toward representation if you retain Brian's office.

What to bring to your first meeting

Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Brian will tell you what matters and what doesn't.

Questions to ask a bankruptcy attorney in Clifton, New Jersey

A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?

Fees & payment

Fees, payment methods, and consultation options for Brian

Brian discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

Hourly rates, contingency fees, and flat-fee options

Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Brian confirms the model in the engagement letter before any work starts.

Payment methods and payment plans

Brian's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.

Frequently asked

Frequently asked questions about Brian T Kernan

How much does it cost to hire Brian for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Brian walks through the likely range during the consult so there are no surprises.
Does Brian offer a free consultation?
Brian charges for the initial consult; that fee is credited toward representation if you retain Brian's office. Some bankruptcy attorneys offer free consults — check Brian's current terms during booking.
How long do bankruptcy cases in New Jersey typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Brian gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Brian take my case if I'm outside Clifton?
Brian is licensed in New Jersey. Matters governed by New Jersey law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Brian will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Brian?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Brian will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Brian accepting new bankruptcy clients right now?
Brian's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Community Q&A

Real questions asked by New Jersey residents in the last few months, answered by bankruptcy attorneys like Brian T Kernan. Each link opens the full answer thread.

Can I Modify My Bankruptcy Plan In New Jersey?
I filed for Chapter 13 bankruptcy in Newark, New Jersey, about a year ago, but my financial situation has changed significantly. I lost my job a few months ago and can’t keep up wi
1 verified answer · Bankruptcy · New Jersey
Does Filing Bankruptcy Stop Foreclosure In New York?
I’m facing foreclosure on my home in Buffalo, New York, and I’m considering filing for bankruptcy as a last resort. My mortgage lender has already sent me a notice. If I file for C
1 verified answer · Bankruptcy · New York
How Much Will Bankruptcy Cost Me In Michigan?
I live in Detroit, Michigan, and I’m exploring my bankruptcy options. I’ve heard filing can be expensive, but I need to know what to expect in terms of legal fees and court costs.
1 verified answer · Bankruptcy · Michigan
Can I Get A Loan After Filing Bankruptcy In Washington?
I filed for Chapter 7 bankruptcy in Seattle, Washington, six months ago, and I'm starting to think about my financial future. How soon can I apply for a personal loan after bankrup
1 verified answer · Bankruptcy · Washington
What Are The Consequences Of Bankruptcy In Maryland?
I’m considering bankruptcy in Baltimore, Maryland, and I'm worried about the potential consequences, like losing property or having my credit ruined. What are some common consequen
1 verified answer · Bankruptcy · Maryland
Can Bankruptcy Help With Medical Bills In Texas?
I racked up around $15,000 in medical bills after an emergency surgery last year in Houston, Texas. I’m struggling to keep up with payments, and I’m considering bankruptcy. Will fi
1 verified answer · Bankruptcy · Texas

Areas served

Bankruptcy attorneys serving Clifton, Trenton and Newark in New Jersey

Brian handles bankruptcy matters throughout New Jersey. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.

Brian T Kernan, Bankruptcy Attorney in Clifton, New Jersey

Quick answer