Charles Lock, Creditor Rights Attorney in Clayton, Missouri
Over 64 years of legal practice · focused on Creditor Rights, Criminal Defense, and General · 5.0/5 rating from 1 verified client review
MemberatCharles M. Lock, Attorney at Law
Clayton, MO
Practicing creditor rights in Clayton since 1962.
- 64+
- Years practicing
- 5.0 ★
- 1 client review
- 6
- Bar admissions
Practices in
Are you Charles Lock?
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Quick answer
Charles Lock is a member based in Clayton, MO. The practice focuses on Creditor Rights, Criminal Defense, and General. Charles has over 64 years of legal experience. Currently practicing at Charles M. Lock, Attorney at Law. Rated 5.0 out of 5 from 1 client review.
- Based in
- Clayton, MO
- Experience
- over 64 years
- Known for
- Creditor Rights · Criminal Defense · General
- Handles Creditor Rights, Criminal Defense, and General matters from Clayton, MO.
- Over 64 years of practice as a licensed attorney.
- Recognized with AV Preeminent.
About Charles Lock: Charles Lock is a member based in Clayton, MO. The practice focuses on Creditor Rights, Criminal Defense, and General. Charles has over 64 years of legal experience. Currently practicing at Charles M. Lock, Attorney at Law. Rated 5.0 out of 5 from 1 client review.
Areas of practice
Legal matters Charles takes on
Charles concentrates on creditor rights, criminal defense, general, and tax. Each area below outlines the kind of case Charles handles, typical outcomes to expect, and how the intake process starts.
Creditor Rights
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Criminal Defense
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General
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Tax
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Creditor Rights cases in Clayton, Missouri
Charles takes creditor rights matters in Clayton, Missouri. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Charles agrees to represent you.
Criminal Defense cases in Clayton, Missouri
Charles takes criminal defense matters in Clayton, Missouri. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Charles agrees to represent you.
General cases in Clayton, Missouri
Charles takes general matters in Clayton, Missouri. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Charles agrees to represent you.
Tax cases in Clayton, Missouri
Charles takes tax matters in Clayton, Missouri. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Charles agrees to represent you.
Biography
Meet Charles Lock — creditor rights lawyer in Clayton
Charles Lock is a member based in Clayton, MO. The practice focuses on Creditor Rights, Criminal Defense, and General. Charles has over 64 years of legal experience. Currently practicing at Charles M. Lock, Attorney at Law. Rated 5.0 out of 5 from 1 client review.
Charles Lock is a lawyer practicing specializes in irs controversies, audits, collections and 1 other area of law. Charles has been licensed for 64 years. Charles practices at Charles M. Lock, Attorney at Law in Clayton, MO.
Working with Charles on a creditor rights matter
Charles Lock is a lawyer practicing specializes in irs controversies, audits, collections and 1 other area of law. Charles has been licensed for 64 years. Charles practices at Charles M. Lock, Attorney at Law in Clayton, MO.
Who Charles represents
Charles reviews new inquiries case-by-case for creditor rights, criminal defense, and general matters in Clayton and the surrounding Missouri area.
Credentials
Education, bar admissions, and languages
Creighton University J.D. Washington University LL.M. Tax
—
Jurisdictions
Charles's state bar admissions
U.S. District Court,
1982 · ACTIVE
U.S. Supreme Court
1979 · ACTIVE
U.S. Claims Court
1975 · ACTIVE
Missouri
1974 · ACTIVE
U.S. Tax Court
1967 · ACTIVE
Nebraska
1962 · ACTIVE
Charles studied at — in Creighton University J.D. Washington University LL.M. Tax.
Law school and academic background
Charles completed — in Creighton University J.D. Washington University LL.M. Tax. Formal legal training is one signal of substantive knowledge — the day-to-day practice Charles runs in Missouri is where that training gets applied to real client questions.
Recognition
Recognition and thought leadership
Charles has received 1 formal recognition from bar associations, industry bodies, and peer-review services.
AV Preeminent
Legal awards and honors
AV Preeminent.
Affiliations
Charles's professional memberships and bar associations
Bar Association of Metropolitan St
membership
Louis The Missouri Bar Nebraska State and American Bar Associations
membership
Locations
Charles Lock's office in Clayton
Charles's primary office is at 230 S. Bemiston Ave., Clayton, MO, 63105. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of Charles Lock — 5.0/5 rating from 1 verified client review
Every review below is from a verified client of Charles. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing creditor rights attorneys in Clayton.
5.0
1 client review
Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Charles Lock claims this profile.
Read all reviewsHiring guide
How to hire Charles Lock — what to expect in your first consultation
Working with a new creditor rights attorney should feel structured. Here's how the first two conversations with Charles usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Charles charges for the initial consult. That fee is credited toward representation if you retain Charles's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Charles will tell you what matters and what doesn't.
Questions to ask a creditor rights attorney in Clayton, Missouri
A short list to run through before you commit: How many creditor rights matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Charles
Charles discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in creditor rights practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every creditor rights matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Charles confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Charles's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many creditor rights practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Charles Lock
How much does it cost to hire Charles for a creditor rights case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Charles walks through the likely range during the consult so there are no surprises.
Does Charles offer a free consultation?
Charles charges for the initial consult; that fee is credited toward representation if you retain Charles's office. Some creditor rights attorneys offer free consults — check Charles's current terms during booking.
How long do creditor rights cases in Missouri typically take?
Simple creditor rights matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Charles gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Charles take my case if I'm outside Clayton?
Charles is licensed in Missouri. Matters governed by Missouri law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Charles will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Charles?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Charles will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Charles accepting new creditor rights clients right now?
Charles's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Creditor Rights attorneys serving Clayton, St Louis and Jefferson City in Missouri
Charles handles creditor rights matters throughout Missouri. Each city below is a direct link into the search page for verified creditor rights attorneys in that community.
More counsel
Other top-rated creditor rights attorneys in Missouri
If Charles's intake is full or the fit isn't right, these creditor rights attorneys in Clayton handle similar matters. Every profile below is verified and open to consultations.
