Cheryl Roy Kizer, Bankruptcy Attorney in Knoxville, Tennessee
Over 52 years of legal practice · focused on Bankruptcy, Business, and Estate Planning · 4.4/5 rating from 1 verified client review
MemberatKizer & Gammeltoft, P.C.
Knoxville, TN
Practicing bankruptcy in Knoxville since 1974.
- 52+
- Years practicing
- 4.4 ★
- 1 client review
- 1
- Bar admission
Are you Cheryl Roy Kizer?
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Quick answer
Cheryl Roy Kizer is a member based in Knoxville, TN. The practice focuses on Bankruptcy, Business, and Estate Planning. Cheryl has over 52 years of legal experience. Currently practicing at Kizer & Gammeltoft, P.C.. Rated 4.4 out of 5 from 1 client review.
- Based in
- Knoxville, TN
- Experience
- over 52 years
- Known for
- Bankruptcy · Business · Estate Planning
- Handles Bankruptcy, Business, and Estate Planning matters from Knoxville, TN.
- Over 52 years of practice as a licensed attorney.
- Recognized with BV Distinguished.
About Cheryl Roy Kizer: Cheryl Roy Kizer is a member based in Knoxville, TN. The practice focuses on Bankruptcy, Business, and Estate Planning. Cheryl has over 52 years of legal experience. Currently practicing at Kizer & Gammeltoft, P.C.. Rated 4.4 out of 5 from 1 client review.
Areas of practice
Legal matters Cheryl takes on
Cheryl concentrates on bankruptcy, business, estate planning, estate tax, and general. Each area below outlines the kind of case Cheryl handles, typical outcomes to expect, and how the intake process starts.
Bankruptcy
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Business
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Estate Planning
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Estate Tax
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General
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Maritime
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Probate
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Tax
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Bankruptcy cases in Knoxville, Tennessee
Cheryl takes bankruptcy matters in Knoxville, Tennessee. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Cheryl agrees to represent you.
Business cases in Knoxville, Tennessee
Cheryl takes business matters in Knoxville, Tennessee. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Cheryl agrees to represent you.
Estate Planning cases in Knoxville, Tennessee
Cheryl takes estate planning matters in Knoxville, Tennessee. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Cheryl agrees to represent you.
Estate Tax cases in Knoxville, Tennessee
Cheryl takes estate tax matters in Knoxville, Tennessee. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Cheryl agrees to represent you.
General cases in Knoxville, Tennessee
Cheryl takes general matters in Knoxville, Tennessee. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Cheryl agrees to represent you.
Biography
Meet Cheryl Roy Kizer — bankruptcy lawyer in Knoxville
Cheryl Roy Kizer is a member based in Knoxville, TN. The practice focuses on Bankruptcy, Business, and Estate Planning. Cheryl has over 52 years of legal experience. Currently practicing at Kizer & Gammeltoft, P.C.. Rated 4.4 out of 5 from 1 client review.
Cheryl Roy Kizer is a lawyer practicing estate planning, estate administration, estate and gift taxation and 4 other areas of law. Cheryl received a B.S. degree from University of Tennessee in 1968, and has been licensed for 52 years. Cheryl practices at Kizer & Gammeltoft, P.C. in Knoxville, TN.
How Cheryl handles bankruptcy matters
Cheryl Roy Kizer is a lawyer practicing estate planning, estate administration, estate and gift taxation and 4 other areas of law. Cheryl received a B.S. degree from University of Tennessee in 1968, and has been licensed for 52 years. Cheryl practices at Kizer & Gammeltoft, P.C. in Knoxville, TN.
Who Cheryl represents
Cheryl reviews new inquiries case-by-case for bankruptcy, business, and estate planning matters in Knoxville and the surrounding Tennessee area.
Credentials
Education, bar admissions, and languages
Memphis State University
J.D. · 1974
University of Tennessee
B.S. Economics · 1968
Jurisdictions
Cheryl's state bar admissions
Tennessee
1974 · ACTIVE
Cheryl studied at J.D. in Memphis State University and B.S. Economics in University of Tennessee.
Law school and academic background
Cheryl completed J.D. in Memphis State University and B.S. Economics in University of Tennessee. Formal legal training is one signal of substantive knowledge — the day-to-day practice Cheryl runs in Tennessee is where that training gets applied to real client questions.
Recognition
Recognition and thought leadership
Cheryl has received 1 formal recognition from bar associations, industry bodies, and peer-review services.
BV Distinguished
Legal awards and honors
BV Distinguished.
Affiliations
Cheryl's professional memberships and bar associations
Tennessee Bar Association
membership
Locations
Cheryl Roy Kizer's office in Knoxville
Cheryl's primary office is at 110 Cogdill Rd., Knoxville, TN, 37922-2003. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of Cheryl Roy Kizer — 4.4/5 rating from 1 verified client review
Every review below is from a verified client of Cheryl. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Knoxville.
4.4
1 client review
Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Cheryl Roy Kizer claims this profile.
Read all reviewsHiring guide
How to hire Cheryl Roy Kizer — what to expect in your first consultation
Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Cheryl usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Cheryl charges for the initial consult. That fee is credited toward representation if you retain Cheryl's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Cheryl will tell you what matters and what doesn't.
Questions to ask a bankruptcy attorney in Knoxville, Tennessee
A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Cheryl
Cheryl discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Cheryl confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Cheryl's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Cheryl Roy Kizer
How much does it cost to hire Cheryl for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Cheryl walks through the likely range during the consult so there are no surprises.
Does Cheryl offer a free consultation?
Cheryl charges for the initial consult; that fee is credited toward representation if you retain Cheryl's office. Some bankruptcy attorneys offer free consults — check Cheryl's current terms during booking.
How long do bankruptcy cases in Tennessee typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Cheryl gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Cheryl take my case if I'm outside Knoxville?
Cheryl is licensed in Tennessee. Matters governed by Tennessee law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Cheryl will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Cheryl?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Cheryl will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Cheryl accepting new bankruptcy clients right now?
Cheryl's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Bankruptcy attorneys serving Knoxville, Nashville and Memphis in Tennessee
Cheryl handles bankruptcy matters throughout Tennessee. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.
More counsel
Other top-rated bankruptcy attorneys in Tennessee
If Cheryl's intake is full or the fit isn't right, these bankruptcy attorneys in Knoxville handle similar matters. Every profile below is verified and open to consultations.





