How much does it cost to hire Deborah for a bankruptcy case?

Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Deborah walks through the likely range during the consult so there are no surprises.

Does Deborah offer a free consultation?

Deborah charges for the initial consult; that fee is credited toward representation if you retain Deborah's office. Some bankruptcy attorneys offer free consults — check Deborah's current terms during booking.

How long do bankruptcy cases in New Jersey typically take?

Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Deborah gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

Can Deborah take my case if I'm outside Bayonne?

Deborah is licensed in New Jersey. Matters governed by New Jersey law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Deborah will tell you if the case is a fit or refer you to someone closer to your court.

What should I bring to my first meeting with Deborah?

Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Deborah will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

Is Deborah accepting new bankruptcy clients right now?

Deborah's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Deborah B Austin, Bankruptcy Attorney in Bayonne

Quick answer

Deborah B Austin is a member based in Bayonne, NJ. The practice focuses on Bankruptcy, Child Custody, and Child Support. Deborah has over 49 years of legal experience. Currently practicing at Law Offices of Garcia & Austin. Rated 5.0 out of 5 from 1 client review.

Based in: Bayonne, NJ
Experience: over 49 years
Known for: Bankruptcy · Child Custody · Child Support

Handles Bankruptcy, Child Custody, and Child Support matters from Bayonne, NJ.
Over 49 years of practice as a licensed attorney.
Recognized with BV Distinguished.

Areas of practice

Legal matters Deborah takes on

Deborah concentrates on bankruptcy, child custody, child support, divorce, and dv defense. Each area below outlines the kind of case Deborah handles, typical outcomes to expect, and how the intake process starts.

Bankruptcy cases in Bayonne, New Jersey

Deborah takes bankruptcy matters in Bayonne, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Deborah agrees to represent you.

Child Custody cases in Bayonne, New Jersey

Deborah takes child custody matters in Bayonne, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Deborah agrees to represent you.

Child Support cases in Bayonne, New Jersey

Deborah takes child support matters in Bayonne, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Deborah agrees to represent you.

Divorce cases in Bayonne, New Jersey

Deborah takes divorce matters in Bayonne, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Deborah agrees to represent you.

DV Defense cases in Bayonne, New Jersey

Deborah takes dv defense matters in Bayonne, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Deborah agrees to represent you.

Biography

Meet Deborah B Austin — bankruptcy lawyer in Bayonne

Deborah B Austin is a member based in Bayonne, NJ. The practice focuses on Bankruptcy, Child Custody, and Child Support. Deborah has over 49 years of legal experience. Currently practicing at Law Offices of Garcia & Austin. Rated 5.0 out of 5 from 1 client review.

Deborah B Austin is a lawyer practicing social security disability, family law, divorce and 9 other areas of law. Deborah received a degree from Indiana University in 1973, and has been licensed for 49 years. Deborah practices at Law Offices of Garcia & Austin in Bayonne, NJ.

Deborah's approach to bankruptcy cases

Deborah B Austin is a lawyer practicing social security disability, family law, divorce and 9 other areas of law. Deborah received a degree from Indiana University in 1973, and has been licensed for 49 years. Deborah practices at Law Offices of Garcia & Austin in Bayonne, NJ.

Clients Deborah works with

Deborah reviews new inquiries case-by-case for bankruptcy, child custody, and child support matters in Bayonne and the surrounding New Jersey area.

Credentials

Education, bar admissions, and languages

Seton Hall University
J.D. · 1977
Indiana University
B.A · 1973

Jurisdictions

Deborah's state bar admissions

U.S. District Court,
1977 · ACTIVE
New Jersey
1977 · ACTIVE

Deborah studied at J.D. in Seton Hall University and B.A in Indiana University.

Law school and academic background

Deborah completed J.D. in Seton Hall University and B.A in Indiana University. Formal legal training is one signal of substantive knowledge — the day-to-day practice Deborah runs in New Jersey is where that training gets applied to real client questions.

Recognition

Recognition and thought leadership

Deborah has received 1 formal recognition from bar associations, industry bodies, and peer-review services.

BV Distinguished

Legal awards and honors

BV Distinguished.

Locations

Deborah B Austin's office in Bayonne

Deborah's primary office is at 1047 Avenue C, Bayonne, NJ, 07002. In-person meetings are by appointment; a phone intake usually comes first.

Main office

Law Offices of Garcia & Austin

1047 Avenue C

Bayonne, NJ 07002

Open in Google Maps

Client feedback

Client reviews of Deborah B Austin — 5.0/5 rating from 1 verified client review

Every review below is from a verified client of Deborah. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Bayonne.

5.0

1 client review

Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Deborah B Austin claims this profile.

Read all reviews

Hiring guide

How to hire Deborah B Austin — what to expect in your first consultation

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Deborah usually go, from the moment you request a consult to the day representation begins.

Consultation formats and pricing

Deborah charges for the initial consult. That fee is credited toward representation if you retain Deborah's office.

What to bring to your first meeting

Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Deborah will tell you what matters and what doesn't.

Questions to ask a bankruptcy attorney in Bayonne, New Jersey

A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?

Fees & payment

Fees, payment methods, and consultation options for Deborah

Deborah discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

Hourly rates, contingency fees, and flat-fee options

Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Deborah confirms the model in the engagement letter before any work starts.

Payment methods and payment plans

Deborah's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.

Frequently asked

Frequently asked questions about Deborah B Austin

How much does it cost to hire Deborah for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Deborah walks through the likely range during the consult so there are no surprises.
Does Deborah offer a free consultation?
Deborah charges for the initial consult; that fee is credited toward representation if you retain Deborah's office. Some bankruptcy attorneys offer free consults — check Deborah's current terms during booking.
How long do bankruptcy cases in New Jersey typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Deborah gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Deborah take my case if I'm outside Bayonne?
Deborah is licensed in New Jersey. Matters governed by New Jersey law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Deborah will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Deborah?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Deborah will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Deborah accepting new bankruptcy clients right now?
Deborah's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Community Q&A

Real questions asked by New Jersey residents in the last few months, answered by bankruptcy attorneys like Deborah B Austin. Each link opens the full answer thread.

Can I Modify My Bankruptcy Plan In New Jersey?
I filed for Chapter 13 bankruptcy in Newark, New Jersey, about a year ago, but my financial situation has changed significantly. I lost my job a few months ago and can’t keep up wi
1 verified answer · Bankruptcy · New Jersey
Does Filing Bankruptcy Stop Foreclosure In New York?
I’m facing foreclosure on my home in Buffalo, New York, and I’m considering filing for bankruptcy as a last resort. My mortgage lender has already sent me a notice. If I file for C
1 verified answer · Bankruptcy · New York
How Much Will Bankruptcy Cost Me In Michigan?
I live in Detroit, Michigan, and I’m exploring my bankruptcy options. I’ve heard filing can be expensive, but I need to know what to expect in terms of legal fees and court costs.
1 verified answer · Bankruptcy · Michigan
Can I Get A Loan After Filing Bankruptcy In Washington?
I filed for Chapter 7 bankruptcy in Seattle, Washington, six months ago, and I'm starting to think about my financial future. How soon can I apply for a personal loan after bankrup
1 verified answer · Bankruptcy · Washington
What Are The Consequences Of Bankruptcy In Maryland?
I’m considering bankruptcy in Baltimore, Maryland, and I'm worried about the potential consequences, like losing property or having my credit ruined. What are some common consequen
1 verified answer · Bankruptcy · Maryland
Can Bankruptcy Help With Medical Bills In Texas?
I racked up around $15,000 in medical bills after an emergency surgery last year in Houston, Texas. I’m struggling to keep up with payments, and I’m considering bankruptcy. Will fi
1 verified answer · Bankruptcy · Texas

Areas served

Bankruptcy attorneys serving Bayonne, Trenton and Newark in New Jersey

Deborah handles bankruptcy matters throughout New Jersey. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.

Deborah B Austin, Bankruptcy Attorney in Bayonne, New Jersey

Quick answer