Gary Cummins Smith, Insurance Attorney in Port Orchard, Washington
Over 30 years of legal practice
Port Orchard, WA
Practicing insurance in Port Orchard since 1996.
- 30+
- Years practicing
- 3
- Bar admissions
Practices in
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Quick answer
Gary Cummins Smith is an attorney based in Port Orchard, WA. The practice focuses on Insurance. Gary has over 30 years of legal experience.
- Based in
- Port Orchard, WA
- Experience
- over 30 years
- Known for
- Insurance
- Handles Insurance matters from Port Orchard, WA.
- Over 30 years of practice as a licensed attorney.
About Gary Cummins Smith: Gary Cummins Smith is an attorney based in Port Orchard, WA. The practice focuses on Insurance. Gary has over 30 years of legal experience.
Areas of practice
Legal matters Gary takes on
Gary concentrates on insurance. Each area below outlines the kind of case Gary handles, typical outcomes to expect, and how the intake process starts.
Insurance cases in Port Orchard, Washington
Gary takes insurance matters in Port Orchard, Washington. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Gary agrees to represent you.
Biography
Meet Gary Cummins Smith — insurance lawyer in Port Orchard
Gary Cummins Smith is an attorney based in Port Orchard, WA. The practice focuses on Insurance. Gary has over 30 years of legal experience.
Gary Cummins Smith is a lawyer practicing insurance defense. Gary received a B.S. degree from University of Minnesota in 1983, and has been licensed for 30 years. Gary practices in Port Orchard, WA.
Gary's approach to insurance cases
Gary Cummins Smith is a lawyer practicing insurance defense. Gary received a B.S. degree from University of Minnesota in 1983, and has been licensed for 30 years. Gary practices in Port Orchard, WA.
The kind of cases Gary takes
Gary reviews new inquiries case-by-case for insurance matters in Port Orchard and the surrounding Washington area.
Credentials
Education, bar admissions, and languages
Nova Southeastern University
J.D. · 1996
University of Minnesota
B.S. Agricultural · 1983
Jurisdictions
Gary's state bar admissions
Alaska
1997 · ACTIVE
Washington
1997 · ACTIVE
Florida
1996 · ACTIVE
Gary studied at J.D. in Nova Southeastern University and B.S. Agricultural in University of Minnesota.
Law school and academic background
Gary completed J.D. in Nova Southeastern University and B.S. Agricultural in University of Minnesota. Formal legal training is one signal of substantive knowledge — the day-to-day practice Gary runs in Washington is where that training gets applied to real client questions.
Locations
Gary Cummins Smith's office in Port Orchard
Gary's primary office is at 2950 Tumbleweed Ln SE Apt C280, Port Orchard, WA, 98366-2168. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of Gary Cummins Smith
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Schedule your consultationHiring guide
How to hire Gary Cummins Smith — what to expect in your first consultation
Working with a new insurance attorney should feel structured. Here's how the first two conversations with Gary usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Gary charges for the initial consult. That fee is credited toward representation if you retain Gary's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Gary will tell you what matters and what doesn't.
Questions to ask a insurance attorney in Port Orchard, Washington
A short list to run through before you commit: How many insurance matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Gary
Gary discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in insurance practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every insurance matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Gary confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Gary's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many insurance practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Gary Cummins Smith
How much does it cost to hire Gary for a insurance case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Gary walks through the likely range during the consult so there are no surprises.
Does Gary offer a free consultation?
Gary charges for the initial consult; that fee is credited toward representation if you retain Gary's office. Some insurance attorneys offer free consults — check Gary's current terms during booking.
How long do insurance cases in Washington typically take?
Simple insurance matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Gary gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Gary take my case if I'm outside Port Orchard?
Gary is licensed in Washington. Matters governed by Washington law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Gary will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Gary?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Gary will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Gary accepting new insurance clients right now?
Gary's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Insurance attorneys serving Port Orchard, Seattle and Spokane in Washington
Gary handles insurance matters throughout Washington. Each city below is a direct link into the search page for verified insurance attorneys in that community.
More counsel
Other top-rated insurance attorneys in Washington
If Gary's intake is full or the fit isn't right, these insurance attorneys in Port Orchard handle similar matters. Every profile below is verified and open to consultations.





