H. David Cox, Bankruptcy Attorney in Lynchburg, Virginia
Over 31 years of legal practice · focused on Bankruptcy, Chapter 13, and Chapter 7 · 4.8/5 rating from 1 verified client review
Managing PartneratCox Law Group, PLLC
Lynchburg, VA
Practicing bankruptcy in Lynchburg since 1995.
- 31+
- Years practicing
- 4.8 ★
- 1 client review
- 1
- Bar admission
Are you H. David Cox?
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Quick answer
H. David Cox is a managing partner based in Lynchburg, VA. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. H. has over 31 years of legal experience. Currently practicing at Cox Law Group, PLLC. Rated 4.8 out of 5 from 1 client review.
- Based in
- Lynchburg, VA
- Experience
- over 31 years
- Known for
- Bankruptcy · Chapter 13 · Chapter 7
- Handles Bankruptcy, Chapter 13, and Chapter 7 matters from Lynchburg, VA.
- Over 31 years of practice as a licensed attorney.
- Recognized with AV Preeminent.
About H. David Cox: H. David Cox is a managing partner based in Lynchburg, VA. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. H. has over 31 years of legal experience. Currently practicing at Cox Law Group, PLLC. Rated 4.8 out of 5 from 1 client review.
Areas of practice
Practice areas handled by H. David Cox
H. concentrates on bankruptcy, chapter 13, chapter 7, debt settlement, and foreclosure. Each area below outlines the kind of case H. handles, typical outcomes to expect, and how the intake process starts.
Bankruptcy
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Chapter 13
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Chapter 7
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Debt Settlement
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Foreclosure
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Bankruptcy cases in Lynchburg, Virginia
H. takes bankruptcy matters in Lynchburg, Virginia. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before H. agrees to represent you.
Chapter 13 cases in Lynchburg, Virginia
H. takes chapter 13 matters in Lynchburg, Virginia. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before H. agrees to represent you.
Chapter 7 cases in Lynchburg, Virginia
H. takes chapter 7 matters in Lynchburg, Virginia. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before H. agrees to represent you.
Debt Settlement cases in Lynchburg, Virginia
H. takes debt settlement matters in Lynchburg, Virginia. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before H. agrees to represent you.
Foreclosure cases in Lynchburg, Virginia
H. takes foreclosure matters in Lynchburg, Virginia. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before H. agrees to represent you.
Biography
About H. David Cox — Over 31 years of Virginia bankruptcy experience
H. David Cox is a managing partner based in Lynchburg, VA. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. H. has over 31 years of legal experience. Currently practicing at Cox Law Group, PLLC. Rated 4.8 out of 5 from 1 client review.
David Cox practices bankruptcy law throughout the Western District of Virginia from his offices in Lynchburg, Danville, Harrisonburg, Staunton, and Winchester. Prior to entering private practice, David served as a judicial law clerk for the late Hon. William E. Anderson. He is the coeditor of Bankruptcy Practice in Virginia, authored the fourth edition of the American Bankruptcy Institute’s book, Consumer Bankruptcy: Fundamentals of Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code, and has lectured at numerous CLE programs related to bankruptcy across the country. David is a permanent member of the Fourth Circuit Judicial Conference and a Fellow of the American College of Bankruptcy. Most recently in 2017, David was appointed to serve on the General Administration and Estate Committee of the ABI Commission on Consumer Bankruptcy.
How H. handles bankruptcy matters
David Cox practices bankruptcy law throughout the Western District of Virginia from his offices in Lynchburg, Danville, Harrisonburg, Staunton, and Winchester. Prior to entering private practice, David served as a judicial law clerk for the late Hon. William E. Anderson. He is the coeditor of Bankruptcy Practice in Virginia , authored the fourth edition of the American Bankruptcy Institute’s…
The kind of cases H. takes
H. reviews new inquiries case-by-case for bankruptcy, chapter 13, and chapter 7 matters in Lynchburg and the surrounding Virginia area.
Credentials
H. David Cox's legal education and bar admissions
University of Richmond
J.D. · 1995
Virginia Polytechnic Institute and State University
B.A. · 1992
Jurisdictions
H.'s state bar admissions
Virginia
1995 · ACTIVE
H. studied at J.D. in University of Richmond and B.A. in Virginia Polytechnic Institute and State University.
Law school and academic background
H. completed J.D. in University of Richmond and B.A. in Virginia Polytechnic Institute and State University. Formal legal training is one signal of substantive knowledge — the day-to-day practice H. runs in Virginia is where that training gets applied to real client questions.
Recognition
Awards, publications, and recognition of H. David Cox
H. has received 1 formal recognition from bar associations, industry bodies, and peer-review services.
AV Preeminent
Legal awards and honors
AV Preeminent.
Affiliations
H.'s professional memberships and bar associations
Virginia State Bar (Member, Board of Governors, Bankruptcy Section) Virginia Bar Association (Council Member, Bankruptcy Section) National Association of Consumer Bankruptcy Section
membership
Locations
H. David Cox's office in Lynchburg
H.'s primary office is at 900 Lakeside Drive, Lynchburg, VA, 24501. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of H. David Cox — 4.8/5 rating from 1 verified client review
Every review below is from a verified client of H.. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Lynchburg.
4.8
1 client review
Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once H. David Cox claims this profile.
Read all reviewsHiring guide
How to hire H. David Cox — what to expect in your first consultation
Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with H. usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
H. charges for the initial consult. That fee is credited toward representation if you retain H.'s office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; H. will tell you what matters and what doesn't.
Questions to ask a bankruptcy attorney in Lynchburg, Virginia
A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for H.
H. discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. H. confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
H.'s office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about H. David Cox
How much does it cost to hire H. for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. H. walks through the likely range during the consult so there are no surprises.
Does H. offer a free consultation?
H. charges for the initial consult; that fee is credited toward representation if you retain H.'s office. Some bankruptcy attorneys offer free consults — check H.'s current terms during booking.
How long do bankruptcy cases in Virginia typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. H. gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can H. take my case if I'm outside Lynchburg?
H. is licensed in Virginia. Matters governed by Virginia law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — H. will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with H.?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. H. will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is H. accepting new bankruptcy clients right now?
H.'s intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Bankruptcy attorneys serving Lynchburg, Richmond and Alexandria in Virginia
H. handles bankruptcy matters throughout Virginia. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.
More counsel
Other top-rated bankruptcy attorneys in Virginia
If H.'s intake is full or the fit isn't right, these bankruptcy attorneys in Lynchburg handle similar matters. Every profile below is verified and open to consultations.
