Heidi Burch Shafer, Bankruptcy Attorney in Lynchburg, Virginia

Heidi concentrates on bankruptcy, chapter 13, chapter 7, debt settlement, and foreclosure. Each area below outlines the kind of case Heidi handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Chapter 13

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• Chapter 7

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• Debt Settlement

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• Foreclosure

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Heidi's primary office is at 900 Lakeside Drive, Lynchburg, VA, 24501. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Heidi usually go, from the moment you request a consult to the day representation begins.

Heidi discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Heidi for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Heidi walks through the likely range during the consult so there are no surprises.

• Does Heidi offer a free consultation?

  Heidi charges for the initial consult; that fee is credited toward representation if you retain Heidi's office. Some bankruptcy attorneys offer free consults — check Heidi's current terms during booking.

• How long do bankruptcy cases in Virginia typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Heidi gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Heidi take my case if I'm outside Lynchburg?

  Heidi is licensed in Virginia. Matters governed by Virginia law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Heidi will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Heidi?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Heidi will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Heidi accepting new bankruptcy clients right now?

  Heidi's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.