How much does it cost to hire Howard for a bankruptcy case?

Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Howard walks through the likely range during the consult so there are no surprises.

Does Howard offer a free consultation?

Howard charges for the initial consult; that fee is credited toward representation if you retain Howard's office. Some bankruptcy attorneys offer free consults — check Howard's current terms during booking.

How long do bankruptcy cases in New Jersey typically take?

Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Howard gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

Can Howard take my case if I'm outside Voorhees?

Howard is licensed in New Jersey. Matters governed by New Jersey law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Howard will tell you if the case is a fit or refer you to someone closer to your court.

What should I bring to my first meeting with Howard?

Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Howard will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

Is Howard accepting new bankruptcy clients right now?

Howard's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Howard Nat Sobel, Bankruptcy Attorney in Voorhees

Quick answer

Howard Nat Sobel is a principal based in Voorhees, NJ. The practice focuses on Bankruptcy, Creditor Rights, and DUI/DWI. Howard has over 47 years of legal experience. Currently practicing at Law Offices of Howard N. Sobel. Rated 4.4 out of 5 from 1 client review.

Based in: Voorhees, NJ
Experience: over 47 years
Known for: Bankruptcy · Creditor Rights · DUI/DWI

Handles Bankruptcy, Creditor Rights, and DUI/DWI matters from Voorhees, NJ.
Over 47 years of practice as a licensed attorney.
Recognized with BV Distinguished.

Areas of practice

Legal matters Howard takes on

Howard concentrates on bankruptcy, creditor rights, dui/dwi, general, and landlord/tenant. Each area below outlines the kind of case Howard handles, typical outcomes to expect, and how the intake process starts.

Bankruptcy cases in Voorhees, New Jersey

Howard takes bankruptcy matters in Voorhees, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Howard agrees to represent you.

Creditor Rights cases in Voorhees, New Jersey

Howard takes creditor rights matters in Voorhees, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Howard agrees to represent you.

DUI/DWI cases in Voorhees, New Jersey

Howard takes dui/dwi matters in Voorhees, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Howard agrees to represent you.

General cases in Voorhees, New Jersey

Howard takes general matters in Voorhees, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Howard agrees to represent you.

Landlord/Tenant cases in Voorhees, New Jersey

Howard takes landlord/tenant matters in Voorhees, New Jersey. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Howard agrees to represent you.

Biography

Meet Howard Nat Sobel — bankruptcy lawyer in Voorhees

Howard Nat Sobel is a principal based in Voorhees, NJ. The practice focuses on Bankruptcy, Creditor Rights, and DUI/DWI. Howard has over 47 years of legal experience. Currently practicing at Law Offices of Howard N. Sobel. Rated 4.4 out of 5 from 1 client review.

A long-time resident of Southern New Jersey, Howard N. Sobel chose a career in law for two inherent reasons - his interest in helping others and his innate competitive spirit that lured him to the challenge of court room litigation. His areas of concentration include litigation, transactional, bankruptcy, collections, personal injury and general practice. Mr. Sobel is a graduate of the Cleveland Marshall College of Law at Cleveland State University, earning his Juris Doctor in 1979. He received his Bachelor of Arts with honors and distinction in Political Science from Rutgers University Camden in 1976. While an undergraduate student at Rutgers, Howard was awarded an internship with United States Senator Thomas F. Eagleton in Washington, D.C. Mr. Sobel is admitted to the New Jersey State Bar, Pennsylvania State Bar, United States District Court for the District of Jersey, United States District Court for the Eastern District of Pennsylvania, United States Court of Appeals -Third Circuit and United States Supreme Court. He is also a member of the American Bar Association, New Jersey State Bar Association, Pennsylvania Bar Association, American Trial Lawyers Association and Camden County Bar Association. Over the years, Mr. Sobel has been a lecturer for local businesses in the subject of credit and collections and has been a previous panelist in local newspaper columns addressing general legal questions. He has been named New Jersey Super Lawyer (General Litigation) each year since 2010 as well as was recognized as Top Attorney (Debt Collection) by SJ Magazine from 2008 to 2010 and Awesome Attorney (Bankruptcy & Creditor-Debtor Rights) by South Jersey Magazine annually since 2011.

Working with Howard on a bankruptcy matter

A long-time resident of Southern New Jersey, Howard N. Sobel chose a career in law for two inherent reasons - his interest in helping others and his innate competitive spirit that lured him to the challenge of court room litigation. His areas of concentration include litigation, transactional, bankruptcy, collections, personal injury and general practice. Mr. Sobel is a graduate of the Cleveland…

Who Howard represents

Howard reviews new inquiries case-by-case for bankruptcy, creditor rights, and dui/dwi matters in Voorhees and the surrounding New Jersey area.

Credentials

Education, bar admissions, and languages

Cleveland-Marshall College of Law, Cleveland State University
J.D. · 1979
Rutgers University
B.A. Political · 1976

Jurisdictions

Howard's state bar admissions

U.S. Court of Appeal
1986 · ACTIVE
U.S. Supreme Court
1984 · ACTIVE
U.S. Court of Appeal
1981 · ACTIVE
U.S. District Court,
1980 · ACTIVE
New Jersey
1980 · ACTIVE
Pennsylvania
1979 · ACTIVE
U.S. District Court,
1979 · ACTIVE

Howard studied at J.D. in Cleveland-Marshall College of Law, Cleveland State University and B.A. Political in Rutgers University.

Law school and academic background

Howard completed J.D. in Cleveland-Marshall College of Law, Cleveland State University and B.A. Political in Rutgers University. Formal legal training is one signal of substantive knowledge — the day-to-day practice Howard runs in New Jersey is where that training gets applied to real client questions.

Recognition

Recognition and thought leadership

Howard has received 1 formal recognition from bar associations, industry bodies, and peer-review services.

BV Distinguished

Legal awards and honors

BV Distinguished.

Locations

Howard Nat Sobel's office in Voorhees

Howard's primary office is at 507 Kresson Rd., Voorhees, NJ, 08043. In-person meetings are by appointment; a phone intake usually comes first.

Main office

Law Offices of Howard N. Sobel

507 Kresson Rd.

Voorhees, NJ 08043

Open in Google Maps

Client feedback

Client reviews of Howard Nat Sobel — 4.4/5 rating from 1 verified client review

Every review below is from a verified client of Howard. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Voorhees.

4.4

1 client review

Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Howard Nat Sobel claims this profile.

Read all reviews

Hiring guide

How to hire Howard Nat Sobel — what to expect in your first consultation

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Howard usually go, from the moment you request a consult to the day representation begins.

Consultation formats and pricing

Howard charges for the initial consult. That fee is credited toward representation if you retain Howard's office.

What to bring to your first meeting

Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Howard will tell you what matters and what doesn't.

Questions to ask a bankruptcy attorney in Voorhees, New Jersey

A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?

Fees & payment

Fees, payment methods, and consultation options for Howard

Howard discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

Hourly rates, contingency fees, and flat-fee options

Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Howard confirms the model in the engagement letter before any work starts.

Payment methods and payment plans

Howard's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.

Frequently asked

Frequently asked questions about Howard Nat Sobel

How much does it cost to hire Howard for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Howard walks through the likely range during the consult so there are no surprises.
Does Howard offer a free consultation?
Howard charges for the initial consult; that fee is credited toward representation if you retain Howard's office. Some bankruptcy attorneys offer free consults — check Howard's current terms during booking.
How long do bankruptcy cases in New Jersey typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Howard gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Howard take my case if I'm outside Voorhees?
Howard is licensed in New Jersey. Matters governed by New Jersey law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Howard will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Howard?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Howard will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Howard accepting new bankruptcy clients right now?
Howard's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Community Q&A

Real questions asked by New Jersey residents in the last few months, answered by bankruptcy attorneys like Howard Nat Sobel. Each link opens the full answer thread.

Can I Modify My Bankruptcy Plan In New Jersey?
I filed for Chapter 13 bankruptcy in Newark, New Jersey, about a year ago, but my financial situation has changed significantly. I lost my job a few months ago and can’t keep up wi
1 verified answer · Bankruptcy · New Jersey
Does Filing Bankruptcy Stop Foreclosure In New York?
I’m facing foreclosure on my home in Buffalo, New York, and I’m considering filing for bankruptcy as a last resort. My mortgage lender has already sent me a notice. If I file for C
1 verified answer · Bankruptcy · New York
How Much Will Bankruptcy Cost Me In Michigan?
I live in Detroit, Michigan, and I’m exploring my bankruptcy options. I’ve heard filing can be expensive, but I need to know what to expect in terms of legal fees and court costs.
1 verified answer · Bankruptcy · Michigan
Can I Get A Loan After Filing Bankruptcy In Washington?
I filed for Chapter 7 bankruptcy in Seattle, Washington, six months ago, and I'm starting to think about my financial future. How soon can I apply for a personal loan after bankrup
1 verified answer · Bankruptcy · Washington
What Are The Consequences Of Bankruptcy In Maryland?
I’m considering bankruptcy in Baltimore, Maryland, and I'm worried about the potential consequences, like losing property or having my credit ruined. What are some common consequen
1 verified answer · Bankruptcy · Maryland
Can Bankruptcy Help With Medical Bills In Texas?
I racked up around $15,000 in medical bills after an emergency surgery last year in Houston, Texas. I’m struggling to keep up with payments, and I’m considering bankruptcy. Will fi
1 verified answer · Bankruptcy · Texas

Areas served

Bankruptcy attorneys serving Voorhees, Trenton and Newark in New Jersey

Howard handles bankruptcy matters throughout New Jersey. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.

Howard Nat Sobel, Bankruptcy Attorney in Voorhees, New Jersey

Quick answer