
Janice Roy Hansen, Bankruptcy Attorney in Lynchburg, Virginia
Over 30 years of legal practice · focused on Bankruptcy, Chapter 13, and Chapter 7
MemberatCox Law Group, PLLC
Lynchburg, VA
Practicing bankruptcy in Lynchburg since 1996.
- 30+
- Years practicing
- 2
- Bar admissions
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Quick answer
Janice Roy Hansen is a member based in Lynchburg, VA. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Janice has over 30 years of legal experience. Currently practicing at Cox Law Group, PLLC.
- Based in
- Lynchburg, VA
- Experience
- over 30 years
- Known for
- Bankruptcy · Chapter 13 · Chapter 7
- Handles Bankruptcy, Chapter 13, and Chapter 7 matters from Lynchburg, VA.
- Over 30 years of practice as a licensed attorney.
About Janice Roy Hansen: Janice Roy Hansen is a member based in Lynchburg, VA. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Janice has over 30 years of legal experience. Currently practicing at Cox Law Group, PLLC.
Areas of practice
Janice's practice areas in Lynchburg
Janice concentrates on bankruptcy, chapter 13, chapter 7, debt settlement, and foreclosure. Each area below outlines the kind of case Janice handles, typical outcomes to expect, and how the intake process starts.
Bankruptcy
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Chapter 13
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Chapter 7
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Debt Settlement
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Foreclosure
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Bankruptcy cases in Lynchburg, Virginia
Janice takes bankruptcy matters in Lynchburg, Virginia. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Janice agrees to represent you.
Chapter 13 cases in Lynchburg, Virginia
Janice takes chapter 13 matters in Lynchburg, Virginia. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Janice agrees to represent you.
Chapter 7 cases in Lynchburg, Virginia
Janice takes chapter 7 matters in Lynchburg, Virginia. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Janice agrees to represent you.
Debt Settlement cases in Lynchburg, Virginia
Janice takes debt settlement matters in Lynchburg, Virginia. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Janice agrees to represent you.
Foreclosure cases in Lynchburg, Virginia
Janice takes foreclosure matters in Lynchburg, Virginia. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Janice agrees to represent you.
Biography
Janice Roy Hansen, bankruptcy attorney serving Lynchburg
Janice Roy Hansen is a member based in Lynchburg, VA. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Janice has over 30 years of legal experience. Currently practicing at Cox Law Group, PLLC. Janice works from Lynchburg, Virginia and takes on bankruptcy matters across the region.
Janice Roy Hansen was born in Bristol Connecticut. She received her B.S. degree in Psychology, Cum Laude, from Florida State University in 1991 and her J.D. degree, Cum Laude, from F.S.U. College of Law in 1996. While in law school, Ms. Hansen was a chair person for the Public Interest Law Society and a Guardian Ad Litem. Ms. Hansen is a member of the Virginia State Bar, Florida State Bar, American Bar Association, American Bankruptcy Institute, and the Lynchburg Junior League.
How Janice handles bankruptcy matters
Janice Roy Hansen was born in Bristol Connecticut. She received her B.S. degree in Psychology, Cum Laude, from Florida State University in 1991 and her J.D. degree, Cum Laude, from F.S.U. College of Law in 1996. While in law school, Ms. Hansen was a chair person for the Public Interest Law Society and a Guardian Ad Litem. Ms. Hansen is a member of the Virginia State Bar, Florida State Bar,…
The kind of cases Janice takes
Janice reviews new inquiries case-by-case for bankruptcy, chapter 13, and chapter 7 matters in Lynchburg and the surrounding Virginia area.
Credentials
Credentials — where Janice studied and practices
Florida State University College of Law
J.D. · 1996
Florida State University
B.S. Psychology · 1991
Jurisdictions
Janice's state bar admissions
Virginia
2004 · ACTIVE
Florida
1996 · ACTIVE
Janice studied at J.D. in Florida State University College of Law and B.S. Psychology in Florida State University.
Law school and academic background
Janice completed J.D. in Florida State University College of Law and B.S. Psychology in Florida State University. Formal legal training is one signal of substantive knowledge — the day-to-day practice Janice runs in Virginia is where that training gets applied to real client questions.
Affiliations
Janice's professional memberships and bar associations
Virginia State Bar The Florida Bar American Bar Association American Bankruptcy Institute
membership
Locations
Janice Roy Hansen's office in Lynchburg
Janice's primary office is at 900 Lakeside Drive, Lynchburg, VA, 24501. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of Janice Roy Hansen
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Schedule your consultationHiring guide
How to hire Janice Roy Hansen — what to expect in your first consultation
Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Janice usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Janice charges for the initial consult. That fee is credited toward representation if you retain Janice's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Janice will tell you what matters and what doesn't.
Questions to ask a bankruptcy attorney in Lynchburg, Virginia
A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Janice
Janice discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Janice confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Janice's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Janice Roy Hansen
How much does it cost to hire Janice for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Janice walks through the likely range during the consult so there are no surprises.
Does Janice offer a free consultation?
Janice charges for the initial consult; that fee is credited toward representation if you retain Janice's office. Some bankruptcy attorneys offer free consults — check Janice's current terms during booking.
How long do bankruptcy cases in Virginia typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Janice gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Janice take my case if I'm outside Lynchburg?
Janice is licensed in Virginia. Matters governed by Virginia law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Janice will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Janice?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Janice will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Janice accepting new bankruptcy clients right now?
Janice's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Bankruptcy attorneys serving Lynchburg, Richmond and Alexandria in Virginia
Janice handles bankruptcy matters throughout Virginia. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.
More counsel
Other top-rated bankruptcy attorneys in Virginia
If Janice's intake is full or the fit isn't right, these bankruptcy attorneys in Lynchburg handle similar matters. Every profile below is verified and open to consultations.





