Jeffrey H. Cluff, Insurance Attorney in Lubbock, Texas
Over 27 years of legal practice · focused on Insurance and Personal Injury · 3.7/5 rating from 2 verified client reviews
MemberatFadduol, Cluff & Hardy, P.C.
Lubbock, TX
Practicing insurance in Lubbock since 1999.
- 27+
- Years practicing
- 3.7 ★
- 2 client reviews
- 3
- Bar admissions
Practices in
Are you Jeffrey H. Cluff?
This profile was built from public bar records and is still unclaimed. Claim it free to control your photo, bio, and fees — and get client inquiries sent straight to you.
Quick answer
Jeffrey H. Cluff is a member based in Lubbock, TX. The practice focuses on Insurance and Personal Injury. Jeffrey has over 27 years of legal experience. Currently practicing at Fadduol, Cluff & Hardy, P.C.. Rated 3.7 out of 5 from 2 client reviews.
- Based in
- Lubbock, TX
- Experience
- over 27 years
- Known for
- Insurance · Personal Injury
- Handles Insurance and Personal Injury matters from Lubbock, TX.
- Over 27 years of practice as a licensed attorney.
- Recognized with Peer Reviewed.
About Jeffrey H. Cluff: Jeffrey H. Cluff is a member based in Lubbock, TX. The practice focuses on Insurance and Personal Injury. Jeffrey has over 27 years of legal experience. Currently practicing at Fadduol, Cluff & Hardy, P.C.. Rated 3.7 out of 5 from 2 client reviews.
Areas of practice
Jeffrey's practice areas in Lubbock
Jeffrey concentrates on insurance and personal injury. Each area below outlines the kind of case Jeffrey handles, typical outcomes to expect, and how the intake process starts.
Insurance cases in Lubbock, Texas
Jeffrey takes insurance matters in Lubbock, Texas. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Jeffrey agrees to represent you.
Personal Injury cases in Lubbock, Texas
Jeffrey takes personal injury matters in Lubbock, Texas. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Jeffrey agrees to represent you.
Biography
Jeffrey H. Cluff, insurance attorney serving Lubbock
Jeffrey H. Cluff is a member based in Lubbock, TX. The practice focuses on Insurance and Personal Injury. Jeffrey has over 27 years of legal experience. Currently practicing at Fadduol, Cluff & Hardy, P.C.. Rated 3.7 out of 5 from 2 client reviews. Jeffrey works from Lubbock, Texas and takes on insurance matters across the region.
Jeffrey H. Cluff is a lawyer practicing personal injury, insurance defense. Jeffrey received a B.A. degree from Brigham Young University in 1996, and has been licensed for 27 years. Jeffrey practices at Fadduol, Cluff & Hardy, P.C. in Lubbock, TX.
Working with Jeffrey on a insurance matter
Jeffrey H. Cluff is a lawyer practicing personal injury, insurance defense. Jeffrey received a B.A. degree from Brigham Young University in 1996, and has been licensed for 27 years. Jeffrey practices at Fadduol, Cluff & Hardy, P.C. in Lubbock, TX.
Clients Jeffrey works with
Jeffrey reviews new inquiries case-by-case for insurance and personal injury matters in Lubbock and the surrounding Texas area.
Credentials
Credentials — where Jeffrey studied and practices
Texas Tech University
J.D. · 1999
Brigham Young University
B.A. History · 1996
Jurisdictions
Jeffrey's state bar admissions
North Dakota
2018 · ACTIVE
New Mexico
2004 · ACTIVE
Texas Tenth Circuit
1999 · ACTIVE
Jeffrey studied at J.D. in Texas Tech University and B.A. History in Brigham Young University.
Law school and academic background
Jeffrey completed J.D. in Texas Tech University and B.A. History in Brigham Young University. Formal legal training is one signal of substantive knowledge — the day-to-day practice Jeffrey runs in Texas is where that training gets applied to real client questions.
Recognition
Jeffrey's legal honors and published work
Jeffrey has received 1 formal recognition from bar associations, industry bodies, and peer-review services.
Peer Reviewed
Legal awards and honors
Peer Reviewed.
Affiliations
Jeffrey's professional memberships and bar associations
Champions of Justice
membership
Locations
Jeffrey H. Cluff's office in Lubbock
Jeffrey's primary office is at 1115 Broadway, Lubbock, TX, 79401. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of Jeffrey H. Cluff — 3.7/5 rating from 2 verified client reviews
Every review below is from a verified client of Jeffrey. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing insurance attorneys in Lubbock.
3.7
2 client reviews
Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Jeffrey H. Cluff claims this profile.
Read all reviewsHiring guide
How to hire Jeffrey H. Cluff — what to expect in your first consultation
Working with a new insurance attorney should feel structured. Here's how the first two conversations with Jeffrey usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Jeffrey charges for the initial consult. That fee is credited toward representation if you retain Jeffrey's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Jeffrey will tell you what matters and what doesn't.
Questions to ask a insurance attorney in Lubbock, Texas
A short list to run through before you commit: How many insurance matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Jeffrey
Jeffrey discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in insurance practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every insurance matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Jeffrey confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Jeffrey's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many insurance practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Jeffrey H. Cluff
How much does it cost to hire Jeffrey for a insurance case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Jeffrey walks through the likely range during the consult so there are no surprises.
Does Jeffrey offer a free consultation?
Jeffrey charges for the initial consult; that fee is credited toward representation if you retain Jeffrey's office. Some insurance attorneys offer free consults — check Jeffrey's current terms during booking.
How long do insurance cases in Texas typically take?
Simple insurance matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Jeffrey gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Jeffrey take my case if I'm outside Lubbock?
Jeffrey is licensed in Texas. Matters governed by Texas law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Jeffrey will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Jeffrey?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Jeffrey will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Jeffrey accepting new insurance clients right now?
Jeffrey's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Insurance attorneys serving Lubbock, Houston and Dallas in Texas
Jeffrey handles insurance matters throughout Texas. Each city below is a direct link into the search page for verified insurance attorneys in that community.
More counsel
Other top-rated insurance attorneys in Texas
If Jeffrey's intake is full or the fit isn't right, these insurance attorneys in Lubbock handle similar matters. Every profile below is verified and open to consultations.





