Kat Todd, Insurance Attorney in Sacramento, California

Kat concentrates on insurance and personal injury. Each area below outlines the kind of case Kat handles, typical outcomes to expect, and how the intake process starts.

• Insurance

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• Personal Injury

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Kat's primary office is at 400 University Avenue, Sacramento, CA, 95825. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new insurance attorney should feel structured. Here's how the first two conversations with Kat usually go, from the moment you request a consult to the day representation begins.

Kat discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in insurance practice — ask which fits.

• How much does it cost to hire Kat for a insurance case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Kat walks through the likely range during the consult so there are no surprises.

• Does Kat offer a free consultation?

  Kat charges for the initial consult; that fee is credited toward representation if you retain Kat's office. Some insurance attorneys offer free consults — check Kat's current terms during booking.

• How long do insurance cases in California typically take?

  Simple insurance matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Kat gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Kat take my case if I'm outside Sacramento?

  Kat is licensed in California. Matters governed by California law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Kat will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Kat?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Kat will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Kat accepting new insurance clients right now?

  Kat's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.