Kirby Todd Phillips, Bankruptcy Attorney in Concord, North Carolina

Kirby concentrates on bankruptcy, business, civil rights, and creditor rights. Each area below outlines the kind of case Kirby handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Business

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• Civil Rights

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• Creditor Rights

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Kirby's primary office is at 71 McCachern Boulevard, Concord, NC, 28025. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Kirby usually go, from the moment you request a consult to the day representation begins.

Kirby discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Kirby for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Kirby walks through the likely range during the consult so there are no surprises.

• Does Kirby offer a free consultation?

  Kirby charges for the initial consult; that fee is credited toward representation if you retain Kirby's office. Some bankruptcy attorneys offer free consults — check Kirby's current terms during booking.

• How long do bankruptcy cases in North Carolina typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Kirby gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Kirby take my case if I'm outside Concord?

  Kirby is licensed in North Carolina. Matters governed by North Carolina law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Kirby will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Kirby?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Kirby will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Kirby accepting new bankruptcy clients right now?

  Kirby's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.