Loc Pfeiffer, Bankruptcy Attorney in Richmond, Virginia

Loc concentrates on bankruptcy, chapter 11, chapter 13, chapter 7, and civil rights. Each area below outlines the kind of case Loc handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Chapter 11

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• Chapter 13

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• Chapter 7

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• Civil Rights

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• Class Action

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• Creditor Rights

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• Foreclosure

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• General

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• Litigation

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Loc's primary office is at Suite 800, Bank of America Center, 901 East Byrd St., Ste. 1000, Richmond, VA, 23219-4071. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Loc usually go, from the moment you request a consult to the day representation begins.

Loc discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Loc for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Loc walks through the likely range during the consult so there are no surprises.

• Does Loc offer a free consultation?

  Loc charges for the initial consult; that fee is credited toward representation if you retain Loc's office. Some bankruptcy attorneys offer free consults — check Loc's current terms during booking.

• How long do bankruptcy cases in Virginia typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Loc gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Loc take my case if I'm outside Richmond?

  Loc is licensed in Virginia. Matters governed by Virginia law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Loc will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Loc?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Loc will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Loc accepting new bankruptcy clients right now?

  Loc's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.