Loretta Cummings, Business Attorney in Bayville, New York
Over 42 years of legal practice · focused on Business, Estate Planning, and Probate
MemberatLoRetta Schramm
Bayville, NY
Practicing business in Bayville since 1984.
- 42+
- Years practicing
- 1
- Bar admission
Practices in
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Quick answer
Loretta Cummings is a member based in Bayville, NY. The practice focuses on Business, Estate Planning, and Probate. Loretta has over 42 years of legal experience. Currently practicing at LoRetta Schramm.
- Based in
- Bayville, NY
- Experience
- over 42 years
- Known for
- Business · Estate Planning · Probate
- Handles Business, Estate Planning, and Probate matters from Bayville, NY.
- Over 42 years of practice as a licensed attorney.
About Loretta Cummings: Loretta Cummings is a member based in Bayville, NY. The practice focuses on Business, Estate Planning, and Probate. Loretta has over 42 years of legal experience. Currently practicing at LoRetta Schramm.
Areas of practice
Loretta's practice areas in Bayville
Loretta concentrates on business, estate planning, probate, and real estate. Each area below outlines the kind of case Loretta handles, typical outcomes to expect, and how the intake process starts.
Business
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Estate Planning
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Probate
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Real Estate
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Business cases in Bayville, New York
Loretta takes business matters in Bayville, New York. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Loretta agrees to represent you.
Estate Planning cases in Bayville, New York
Loretta takes estate planning matters in Bayville, New York. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Loretta agrees to represent you.
Probate cases in Bayville, New York
Loretta takes probate matters in Bayville, New York. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Loretta agrees to represent you.
Real Estate cases in Bayville, New York
Loretta takes real estate matters in Bayville, New York. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Loretta agrees to represent you.
Biography
Loretta Cummings, business attorney serving Bayville
Loretta Cummings is a member based in Bayville, NY. The practice focuses on Business, Estate Planning, and Probate. Loretta has over 42 years of legal experience. Currently practicing at LoRetta Schramm. Loretta works from Bayville, New York and takes on business matters across the region.
Loretta Cummings is a lawyer practicing real estate law, probate law, estate planning law and 1 other area of law. Loretta received a B.A. degree from William Smith College in 1979, and has been licensed for 42 years. Loretta practices at LoRetta Schramm in Bayville, NY.
Working with Loretta on a business matter
Loretta Cummings is a lawyer practicing real estate law, probate law, estate planning law and 1 other area of law. Loretta received a B.A. degree from William Smith College in 1979, and has been licensed for 42 years. Loretta practices at LoRetta Schramm in Bayville, NY.
Clients Loretta works with
Loretta reviews new inquiries case-by-case for business, estate planning, and probate matters in Bayville and the surrounding New York area.
Credentials
Credentials — where Loretta studied and practices
Hofstra University
J.D. · 1983
William Smith College
B.A. · 1979
Jurisdictions
Loretta's state bar admissions
New York
1984 · ACTIVE
Loretta studied at J.D. in Hofstra University and B.A. in William Smith College.
Law school and academic background
Loretta completed J.D. in Hofstra University and B.A. in William Smith College. Formal legal training is one signal of substantive knowledge — the day-to-day practice Loretta runs in New York is where that training gets applied to real client questions.
Affiliations
Loretta's professional memberships and bar associations
Nassau and American Bar Associations
membership
Locations
Loretta Cummings's office in Bayville
Loretta's primary office is at 24 6th St., Bayville, NY, 11709. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of Loretta Cummings
Loretta has not yet collected verified client reviews on LawyersListed. Reviews here are all from confirmed clients; anonymous ratings are moderated out.
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Schedule your consultationHiring guide
How to hire Loretta Cummings — what to expect in your first consultation
Working with a new business attorney should feel structured. Here's how the first two conversations with Loretta usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Loretta charges for the initial consult. That fee is credited toward representation if you retain Loretta's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Loretta will tell you what matters and what doesn't.
Questions to ask a business attorney in Bayville, New York
A short list to run through before you commit: How many business matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Loretta
Loretta discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in business practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every business matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Loretta confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Loretta's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many business practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Loretta Cummings
How much does it cost to hire Loretta for a business case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Loretta walks through the likely range during the consult so there are no surprises.
Does Loretta offer a free consultation?
Loretta charges for the initial consult; that fee is credited toward representation if you retain Loretta's office. Some business attorneys offer free consults — check Loretta's current terms during booking.
How long do business cases in New York typically take?
Simple business matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Loretta gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Loretta take my case if I'm outside Bayville?
Loretta is licensed in New York. Matters governed by New York law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Loretta will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Loretta?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Loretta will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Loretta accepting new business clients right now?
Loretta's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Business attorneys serving Bayville and Albany in New York
Loretta handles business matters throughout New York. Each city below is a direct link into the search page for verified business attorneys in that community.
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