Michael Nowina, Bankruptcy Attorney in the United States

Michael concentrates on bankruptcy, employment, general, litigation, and business. Each area below outlines the kind of case Michael handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Employment

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• General

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• Litigation

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• Business

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Michael's primary office is at Brookfield Place, Bay/Wellington Twr., 181 Bay Street, Suite 2100, Toronto, ON, M5J 2T3. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Michael usually go, from the moment you request a consult to the day representation begins.

Michael discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Michael for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Michael walks through the likely range during the consult so there are no surprises.

• Does Michael offer a free consultation?

  Michael charges for the initial consult; that fee is credited toward representation if you retain Michael's office. Some bankruptcy attorneys offer free consults — check Michael's current terms during booking.

• How long do bankruptcy cases in this state typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Michael gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Michael take my case if I'm outside the area?

  Michael evaluates matters case by case. If the venue is outside Michael's regular jurisdictions, the intake call will confirm whether direct representation or a referral makes more sense.

• What should I bring to my first meeting with Michael?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Michael will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Michael accepting new bankruptcy clients right now?

  Michael's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.