Michael V. Stephens II, Bankruptcy Attorney in Gainesville, Georgia
Over 45 years of legal practice · focused on Bankruptcy and Government · 4.5/5 rating from 1 verified client review
AssociateatStewart, Melvin & Frost, LLP
Gainesville, GA
Practicing bankruptcy in Gainesville since 1981.
- 45+
- Years practicing
- 4.5 ★
- 1 client review
- 1
- Bar admission
Practices in
Are you Michael V. Stephens II?
This profile was built from public bar records and is still unclaimed. Claim it free to control your photo, bio, and fees — and get client inquiries sent straight to you.
Quick answer
Michael V. Stephens II is an associate based in Gainesville, GA. The practice focuses on Bankruptcy and Government. Michael has over 45 years of legal experience. Currently practicing at Stewart, Melvin & Frost, LLP. Rated 4.5 out of 5 from 1 client review.
- Based in
- Gainesville, GA
- Experience
- over 45 years
- Known for
- Bankruptcy · Government
- Handles Bankruptcy and Government matters from Gainesville, GA.
- Over 45 years of practice as a licensed attorney.
- Recognized with BV Distinguished.
About Michael V. Stephens II: Michael V. Stephens II is an associate based in Gainesville, GA. The practice focuses on Bankruptcy and Government. Michael has over 45 years of legal experience. Currently practicing at Stewart, Melvin & Frost, LLP. Rated 4.5 out of 5 from 1 client review.
Areas of practice
Michael's practice areas in Gainesville
Michael concentrates on bankruptcy and government. Each area below outlines the kind of case Michael handles, typical outcomes to expect, and how the intake process starts.
Bankruptcy cases in Gainesville, Georgia
Michael takes bankruptcy matters in Gainesville, Georgia. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Michael agrees to represent you.
Government cases in Gainesville, Georgia
Michael takes government matters in Gainesville, Georgia. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Michael agrees to represent you.
Biography
Michael V. Stephens II, bankruptcy attorney serving Gainesville
Michael V. Stephens II is an associate based in Gainesville, GA. The practice focuses on Bankruptcy and Government. Michael has over 45 years of legal experience. Currently practicing at Stewart, Melvin & Frost, LLP. Rated 4.5 out of 5 from 1 client review. Michael works from Gainesville, Georgia and takes on bankruptcy matters across the region.
Mr. Michael V. Stephens II is a lawyer practicing bankruptcy, local government law. Michael V. received a A.B. degree from University of Georgia in 1978, and has been licensed for 45 years. Michael V. practices at Stewart, Melvin & Frost, LLP in Gainesville, GA.
Working with Michael on a bankruptcy matter
Mr. Michael V. Stephens II is a lawyer practicing bankruptcy, local government law. Michael V. received a A.B. degree from University of Georgia in 1978, and has been licensed for 45 years. Michael V. practices at Stewart, Melvin & Frost, LLP in Gainesville, GA.
Clients Michael works with
Michael reviews new inquiries case-by-case for bankruptcy and government matters in Gainesville and the surrounding Georgia area.
Credentials
Credentials — where Michael studied and practices
Cumberland School of Law of Samford University
J.D. · 1981
University of Georgia
A.B. · 1978
Jurisdictions
Michael's state bar admissions
Georgia
1981 · ACTIVE
Michael studied at J.D. in Cumberland School of Law of Samford University and A.B. in University of Georgia.
Law school and academic background
Michael completed J.D. in Cumberland School of Law of Samford University and A.B. in University of Georgia. Formal legal training is one signal of substantive knowledge — the day-to-day practice Michael runs in Georgia is where that training gets applied to real client questions.
Recognition
Michael's legal honors and published work
Michael has received 1 formal recognition from bar associations, industry bodies, and peer-review services.
BV Distinguished
Legal awards and honors
BV Distinguished.
Locations
Michael V. Stephens II's office in Gainesville
Michael's primary office is at Hunt Tower, 200 Main Street, Suite 600, Gainesville, GA, 30501. In-person meetings are by appointment; a phone intake usually comes first.
Stewart, Melvin & Frost, LLP
Hunt Tower, 200 Main Street, Suite 600
Gainesville, GA 30501
Open in Google MapsClient feedback
Client reviews of Michael V. Stephens II — 4.5/5 rating from 1 verified client review
Every review below is from a verified client of Michael. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Gainesville.
4.5
1 client review
Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Michael V. Stephens II claims this profile.
Read all reviewsHiring guide
How to hire Michael V. Stephens II — what to expect in your first consultation
Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Michael usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Michael charges for the initial consult. That fee is credited toward representation if you retain Michael's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Michael will tell you what matters and what doesn't.
Questions to ask a bankruptcy attorney in Gainesville, Georgia
A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Michael
Michael discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Michael confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Michael's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Michael V. Stephens II
How much does it cost to hire Michael for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Michael walks through the likely range during the consult so there are no surprises.
Does Michael offer a free consultation?
Michael charges for the initial consult; that fee is credited toward representation if you retain Michael's office. Some bankruptcy attorneys offer free consults — check Michael's current terms during booking.
How long do bankruptcy cases in Georgia typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Michael gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Michael take my case if I'm outside Gainesville?
Michael is licensed in Georgia. Matters governed by Georgia law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Michael will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Michael?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Michael will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Michael accepting new bankruptcy clients right now?
Michael's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Bankruptcy attorneys serving Gainesville, Atlanta and Marietta in Georgia
Michael handles bankruptcy matters throughout Georgia. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.
More counsel
Other top-rated bankruptcy attorneys in Georgia
If Michael's intake is full or the fit isn't right, these bankruptcy attorneys in Gainesville handle similar matters. Every profile below is verified and open to consultations.





