
Missty Cochran Gray, Bankruptcy Attorney in Mobile, Alabama
Over 23 years of legal practice · focused on Bankruptcy, General, and Government · 3.3/5 rating from 3 verified client reviews
Staff Attorney, GovernmentatAdams and Reese LLP
Mobile, AL
Practicing bankruptcy in Mobile since 2003.
- 23+
- Years practicing
- 3.3 ★
- 3 client reviews
- 1
- Bar admission
Practices in
Are you Missty Cochran Gray?
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Quick answer
Missty Cochran Gray is a staff attorney, government based in Mobile, AL. The practice focuses on Bankruptcy, General, and Government. Missty has over 23 years of legal experience. Currently practicing at Adams and Reese LLP. Rated 3.3 out of 5 from 3 client reviews.
- Based in
- Mobile, AL
- Experience
- over 23 years
- Known for
- Bankruptcy · General · Government
- Handles Bankruptcy, General, and Government matters from Mobile, AL.
- Over 23 years of practice as a licensed attorney.
- Recognized with Peer Reviewed.
About Missty Cochran Gray: Missty Cochran Gray is a staff attorney, government based in Mobile, AL. The practice focuses on Bankruptcy, General, and Government. Missty has over 23 years of legal experience. Currently practicing at Adams and Reese LLP. Rated 3.3 out of 5 from 3 client reviews.
Areas of practice
Legal matters Missty takes on
Missty concentrates on bankruptcy, general, government, litigation, and real estate. Each area below outlines the kind of case Missty handles, typical outcomes to expect, and how the intake process starts.
Bankruptcy
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General
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Government
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Litigation
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Real Estate
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Bankruptcy cases in Mobile, Alabama
Missty takes bankruptcy matters in Mobile, Alabama. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Missty agrees to represent you.
General cases in Mobile, Alabama
Missty takes general matters in Mobile, Alabama. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Missty agrees to represent you.
Government cases in Mobile, Alabama
Missty takes government matters in Mobile, Alabama. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Missty agrees to represent you.
Litigation cases in Mobile, Alabama
Missty takes litigation matters in Mobile, Alabama. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Missty agrees to represent you.
Real Estate cases in Mobile, Alabama
Missty takes real estate matters in Mobile, Alabama. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Missty agrees to represent you.
Biography
Meet Missty Cochran Gray — bankruptcy lawyer in Mobile
Missty Cochran Gray is a staff attorney, government based in Mobile, AL. The practice focuses on Bankruptcy, General, and Government. Missty has over 23 years of legal experience. Currently practicing at Adams and Reese LLP. Rated 3.3 out of 5 from 3 client reviews.
Ms. Missty Cochran Gray is a lawyer practicing commercial restructuring / bankruptcy, governmental relations, litigation and 2 other areas of law. Missty received a M.B.A. degree from Samford University in 2003, and has been licensed for 23 years. Missty practices at Adams and Reese LLP in Mobile, AL.
Working with Missty on a bankruptcy matter
Ms. Missty Cochran Gray is a lawyer practicing commercial restructuring / bankruptcy, governmental relations, litigation and 2 other areas of law. Missty received a M.B.A. degree from Samford University in 2003, and has been licensed for 23 years. Missty practices at Adams and Reese LLP in Mobile, AL.
Who Missty represents
Missty reviews new inquiries case-by-case for bankruptcy, general, and government matters in Mobile and the surrounding Alabama area.
Credentials
Education, bar admissions, and languages
Samford University
J.D. · 2003
Samford University
M.B.A. University · 2003
Jurisdictions
Missty's state bar admissions
Alabama United State
2003 · ACTIVE
Missty studied at J.D. in Samford University and M.B.A. University in Samford University.
Law school and academic background
Missty completed J.D. in Samford University and M.B.A. University in Samford University. Formal legal training is one signal of substantive knowledge — the day-to-day practice Missty runs in Alabama is where that training gets applied to real client questions.
Recognition
Recognition and thought leadership
Missty has received 1 formal recognition from bar associations, industry bodies, and peer-review services.
Peer Reviewed
Legal awards and honors
Peer Reviewed.
Locations
Missty Cochran Gray's office in Mobile
Missty's primary office is at 11 North Water Street, Suite 23200, Mobile, AL, 36633-1348. In-person meetings are by appointment; a phone intake usually comes first.
Adams and Reese LLP
11 North Water Street, Suite 23200
Mobile, AL 36633-1348
Open in Google MapsClient feedback
Client reviews of Missty Cochran Gray — 3.3/5 rating from 3 verified client reviews
Every review below is from a verified client of Missty. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Mobile.
3.3
3 client reviews
Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Missty Cochran Gray claims this profile.
Read all reviewsHiring guide
How to hire Missty Cochran Gray — what to expect in your first consultation
Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Missty usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Missty charges for the initial consult. That fee is credited toward representation if you retain Missty's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Missty will tell you what matters and what doesn't.
Questions to ask a bankruptcy attorney in Mobile, Alabama
A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Missty
Missty discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Missty confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Missty's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Missty Cochran Gray
How much does it cost to hire Missty for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Missty walks through the likely range during the consult so there are no surprises.
Does Missty offer a free consultation?
Missty charges for the initial consult; that fee is credited toward representation if you retain Missty's office. Some bankruptcy attorneys offer free consults — check Missty's current terms during booking.
How long do bankruptcy cases in Alabama typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Missty gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Missty take my case if I'm outside Mobile?
Missty is licensed in Alabama. Matters governed by Alabama law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Missty will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Missty?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Missty will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Missty accepting new bankruptcy clients right now?
Missty's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Bankruptcy attorneys serving Mobile, Birmingham and Montgomery in Alabama
Missty handles bankruptcy matters throughout Alabama. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.
More counsel
Other top-rated bankruptcy attorneys in Alabama
If Missty's intake is full or the fit isn't right, these bankruptcy attorneys in Mobile handle similar matters. Every profile below is verified and open to consultations.





