Phaedra Jean Howard, Bankruptcy Attorney in Edina, Minnesota
Over 27 years of legal practice · focused on Bankruptcy, Civil Rights, and Creditor Rights
Associate
Edina, MN
Practicing bankruptcy in Edina since 1999.
- 27+
- Years practicing
- 3
- Bar admissions
Are you Phaedra Jean Howard?
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Quick answer
Phaedra Jean Howard is an associate based in Edina, MN. The practice focuses on Bankruptcy, Civil Rights, and Creditor Rights. Phaedra has over 27 years of legal experience.
- Based in
- Edina, MN
- Experience
- over 27 years
- Known for
- Bankruptcy · Civil Rights · Creditor Rights
- Handles Bankruptcy, Civil Rights, and Creditor Rights matters from Edina, MN.
- Over 27 years of practice as a licensed attorney.
About Phaedra Jean Howard: Phaedra Jean Howard is an associate based in Edina, MN. The practice focuses on Bankruptcy, Civil Rights, and Creditor Rights. Phaedra has over 27 years of legal experience.
Areas of practice
Practice areas handled by Phaedra Jean Howard
Phaedra concentrates on bankruptcy, civil rights, creditor rights, general, and real estate. Each area below outlines the kind of case Phaedra handles, typical outcomes to expect, and how the intake process starts.
Bankruptcy
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Civil Rights
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Creditor Rights
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General
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Real Estate
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Bankruptcy cases in Edina, Minnesota
Phaedra takes bankruptcy matters in Edina, Minnesota. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Phaedra agrees to represent you.
Civil Rights cases in Edina, Minnesota
Phaedra takes civil rights matters in Edina, Minnesota. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Phaedra agrees to represent you.
Creditor Rights cases in Edina, Minnesota
Phaedra takes creditor rights matters in Edina, Minnesota. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Phaedra agrees to represent you.
General cases in Edina, Minnesota
Phaedra takes general matters in Edina, Minnesota. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Phaedra agrees to represent you.
Real Estate cases in Edina, Minnesota
Phaedra takes real estate matters in Edina, Minnesota. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Phaedra agrees to represent you.
Biography
About Phaedra Jean Howard — Over 27 years of Minnesota bankruptcy experience
Phaedra Jean Howard is an associate based in Edina, MN. The practice focuses on Bankruptcy, Civil Rights, and Creditor Rights. Phaedra has over 27 years of legal experience.
Atty. Phaedra Jean Howard is a lawyer practicing bankruptcy & debt, real estate law, collections and 2 other areas of law. Phaedra received a B.A. degree from University of Chicago in 1993, and has been licensed for 27 years. Phaedra practices at Hellmuth & Johnson in Edina, MN.
How Phaedra handles bankruptcy matters
Atty. Phaedra Jean Howard is a lawyer practicing bankruptcy & debt, real estate law, collections and 2 other areas of law. Phaedra received a B.A. degree from University of Chicago in 1993, and has been licensed for 27 years. Phaedra practices at Hellmuth & Johnson in Edina, MN.
Who Phaedra represents
Phaedra reviews new inquiries case-by-case for bankruptcy, civil rights, and creditor rights matters in Edina and the surrounding Minnesota area.
Credentials
Phaedra Jean Howard's legal education and bar admissions
Hamline University School of Law
J.D. · 1998
University of Chicago
B.A. Cultural · 1993
Jurisdictions
Phaedra's state bar admissions
Wisconsin
2010 · ACTIVE
U.S. District Court,
2000 · ACTIVE
Minnesota
1999 · ACTIVE
Phaedra studied at J.D. in Hamline University School of Law and B.A. Cultural in University of Chicago.
Law school and academic background
Phaedra completed J.D. in Hamline University School of Law and B.A. Cultural in University of Chicago. Formal legal training is one signal of substantive knowledge — the day-to-day practice Phaedra runs in Minnesota is where that training gets applied to real client questions.
Locations
Phaedra Jean Howard's office in Edina
Phaedra's primary office is at 8050 W. 78th St., Edina, MN, 55439. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of Phaedra Jean Howard
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Schedule your consultationHiring guide
How to hire Phaedra Jean Howard — what to expect in your first consultation
Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Phaedra usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Phaedra charges for the initial consult. That fee is credited toward representation if you retain Phaedra's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Phaedra will tell you what matters and what doesn't.
Questions to ask a bankruptcy attorney in Edina, Minnesota
A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Phaedra
Phaedra discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Phaedra confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Phaedra's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Phaedra Jean Howard
How much does it cost to hire Phaedra for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Phaedra walks through the likely range during the consult so there are no surprises.
Does Phaedra offer a free consultation?
Phaedra charges for the initial consult; that fee is credited toward representation if you retain Phaedra's office. Some bankruptcy attorneys offer free consults — check Phaedra's current terms during booking.
How long do bankruptcy cases in Minnesota typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Phaedra gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Phaedra take my case if I'm outside Edina?
Phaedra is licensed in Minnesota. Matters governed by Minnesota law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Phaedra will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Phaedra?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Phaedra will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Phaedra accepting new bankruptcy clients right now?
Phaedra's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Bankruptcy attorneys serving Edina, Minneapolis and St Paul in Minnesota
Phaedra handles bankruptcy matters throughout Minnesota. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.
More counsel
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If Phaedra's intake is full or the fit isn't right, these bankruptcy attorneys in Edina handle similar matters. Every profile below is verified and open to consultations.





