Phaedra Spradlin, Bankruptcy Attorney in Lexington, Kentucky
Over 44 years of legal practice · 4.3/5 rating from 2 verified client reviews
MemberatJohn O. Morgan, Jr., P.S.C.
Lexington, KY
Practicing bankruptcy in Lexington since 1982.
- 44+
- Years practicing
- 4.3 ★
- 2 client reviews
- 1
- Bar admission
Practices in
Are you Phaedra Spradlin?
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Quick answer
Phaedra Spradlin is a member based in Lexington, KY. The practice focuses on Bankruptcy. Phaedra has over 44 years of legal experience. Currently practicing at John O. Morgan, Jr., P.S.C.. Rated 4.3 out of 5 from 2 client reviews.
- Based in
- Lexington, KY
- Experience
- over 44 years
- Known for
- Bankruptcy
- Handles Bankruptcy matters from Lexington, KY.
- Over 44 years of practice as a licensed attorney.
- Recognized with BV Distinguished.
About Phaedra Spradlin: Phaedra Spradlin is a member based in Lexington, KY. The practice focuses on Bankruptcy. Phaedra has over 44 years of legal experience. Currently practicing at John O. Morgan, Jr., P.S.C.. Rated 4.3 out of 5 from 2 client reviews.
Areas of practice
Legal matters Phaedra takes on
Phaedra concentrates on bankruptcy. Each area below outlines the kind of case Phaedra handles, typical outcomes to expect, and how the intake process starts.
Bankruptcy cases in Lexington, Kentucky
Phaedra takes bankruptcy matters in Lexington, Kentucky. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Phaedra agrees to represent you.
Biography
Meet Phaedra Spradlin — bankruptcy lawyer in Lexington
Phaedra Spradlin is a member based in Lexington, KY. The practice focuses on Bankruptcy. Phaedra has over 44 years of legal experience. Currently practicing at John O. Morgan, Jr., P.S.C.. Rated 4.3 out of 5 from 2 client reviews.
Phaedra Spradlin is a lawyer practicing bankruptcy law. Phaedra received a B.A. degree from University of Kentucky in 1975, and has been licensed for 44 years. Phaedra practices at John O. Morgan, Jr., P.S.C. in Lexington, KY.
How Phaedra handles bankruptcy matters
Phaedra Spradlin is a lawyer practicing bankruptcy law. Phaedra received a B.A. degree from University of Kentucky in 1975, and has been licensed for 44 years. Phaedra practices at John O. Morgan, Jr., P.S.C. in Lexington, KY.
Who Phaedra represents
Phaedra reviews new inquiries case-by-case for bankruptcy matters in Lexington and the surrounding Kentucky area.
Credentials
Education, bar admissions, and languages
University of Kentucky
J.D. · 1981
University of Kentucky
B.A. · 1975
Jurisdictions
Phaedra's state bar admissions
Kentucky U.S. Distri
1982 · ACTIVE
Phaedra studied at J.D. in University of Kentucky and B.A. in University of Kentucky.
Law school and academic background
Phaedra completed J.D. in University of Kentucky and B.A. in University of Kentucky. Formal legal training is one signal of substantive knowledge — the day-to-day practice Phaedra runs in Kentucky is where that training gets applied to real client questions.
Recognition
Recognition and thought leadership
Phaedra has received 1 formal recognition from bar associations, industry bodies, and peer-review services.
BV Distinguished
Legal awards and honors
BV Distinguished.
Affiliations
Phaedra's professional memberships and bar associations
Fayette County and Kentucky Bar Associations
membership
Locations
Phaedra Spradlin's office in Lexington
Phaedra's primary office is at 393 Plainview Rd., Lexington, KY, 40517-4241. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of Phaedra Spradlin — 4.3/5 rating from 2 verified client reviews
Every review below is from a verified client of Phaedra. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Lexington.
4.3
2 client reviews
Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Phaedra Spradlin claims this profile.
Read all reviewsHiring guide
How to hire Phaedra Spradlin — what to expect in your first consultation
Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Phaedra usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Phaedra charges for the initial consult. That fee is credited toward representation if you retain Phaedra's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Phaedra will tell you what matters and what doesn't.
Questions to ask a bankruptcy attorney in Lexington, Kentucky
A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Phaedra
Phaedra discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Phaedra confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Phaedra's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Phaedra Spradlin
How much does it cost to hire Phaedra for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Phaedra walks through the likely range during the consult so there are no surprises.
Does Phaedra offer a free consultation?
Phaedra charges for the initial consult; that fee is credited toward representation if you retain Phaedra's office. Some bankruptcy attorneys offer free consults — check Phaedra's current terms during booking.
How long do bankruptcy cases in Kentucky typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Phaedra gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Phaedra take my case if I'm outside Lexington?
Phaedra is licensed in Kentucky. Matters governed by Kentucky law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Phaedra will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Phaedra?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Phaedra will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Phaedra accepting new bankruptcy clients right now?
Phaedra's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Bankruptcy attorneys serving Lexington, Louisville and Frankfort in Kentucky
Phaedra handles bankruptcy matters throughout Kentucky. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.
More counsel
Other top-rated bankruptcy attorneys in Kentucky
If Phaedra's intake is full or the fit isn't right, these bankruptcy attorneys in Lexington handle similar matters. Every profile below is verified and open to consultations.





