How much does it cost to hire Phillip for a bankruptcy case?

Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Phillip walks through the likely range during the consult so there are no surprises.

Does Phillip offer a free consultation?

Phillip charges for the initial consult; that fee is credited toward representation if you retain Phillip's office. Some bankruptcy attorneys offer free consults — check Phillip's current terms during booking.

How long do bankruptcy cases in California typically take?

Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Phillip gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

Can Phillip take my case if I'm outside Hayward?

Phillip is licensed in California. Matters governed by California law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Phillip will tell you if the case is a fit or refer you to someone closer to your court.

What should I bring to my first meeting with Phillip?

Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Phillip will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

Is Phillip accepting new bankruptcy clients right now?

Phillip's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Phillip B Ghaderi, Bankruptcy Attorney in Hayward

Quick answer

Phillip B Ghaderi is a member based in Hayward, CA. The practice focuses on Bankruptcy, Business, and Chapter 7. Phillip has over 17 years of legal experience. Currently practicing at The Law Office of Phillip Ghaderi.

Based in: Hayward, CA
Experience: over 17 years
Known for: Bankruptcy · Business · Chapter 7

Handles Bankruptcy, Business, and Chapter 7 matters from Hayward, CA.
Over 17 years of practice as a licensed attorney.

Areas of practice

Phillip's practice areas in Hayward

Phillip concentrates on bankruptcy, business, chapter 7, contracts, and creditor rights. Each area below outlines the kind of case Phillip handles, typical outcomes to expect, and how the intake process starts.

Bankruptcy cases in Hayward, California

Phillip takes bankruptcy matters in Hayward, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Phillip agrees to represent you.

Business cases in Hayward, California

Phillip takes business matters in Hayward, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Phillip agrees to represent you.

Chapter 7 cases in Hayward, California

Phillip takes chapter 7 matters in Hayward, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Phillip agrees to represent you.

Contracts cases in Hayward, California

Phillip takes contracts matters in Hayward, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Phillip agrees to represent you.

Creditor Rights cases in Hayward, California

Phillip takes creditor rights matters in Hayward, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Phillip agrees to represent you.

Biography

Phillip B Ghaderi, bankruptcy attorney serving Hayward

Phillip B Ghaderi is a member based in Hayward, CA. The practice focuses on Bankruptcy, Business, and Chapter 7. Phillip has over 17 years of legal experience. Currently practicing at The Law Office of Phillip Ghaderi. Phillip works from Hayward, California and takes on bankruptcy matters across the region.

Phillip B Ghaderi is a lawyer practicing bankruptcy - chapter 7, 13, & litigation and 17 other areas of law. Phillip has been licensed for 17 years. Phillip practices at The Law Office of Phillip Ghaderi in Hayward, CA.

Phillip's approach to bankruptcy cases

Phillip B Ghaderi is a lawyer practicing bankruptcy - chapter 7, 13, & litigation and 17 other areas of law. Phillip has been licensed for 17 years. Phillip practices at The Law Office of Phillip Ghaderi in Hayward, CA.

The kind of cases Phillip takes

Phillip reviews new inquiries case-by-case for bankruptcy, business, and chapter 7 matters in Hayward and the surrounding California area.

Credentials

Credentials — where Phillip studied and practices

California Western School of Law J.D.
—

Jurisdictions

Phillip's state bar admissions

California
2009 · ACTIVE

Phillip studied at — in California Western School of Law J.D..

Law school and academic background

Phillip completed — in California Western School of Law J.D.. Formal legal training is one signal of substantive knowledge — the day-to-day practice Phillip runs in California is where that training gets applied to real client questions.

Locations

Phillip B Ghaderi's office in Hayward

Phillip's primary office is at 1728 B Street, Hayward, CA, 94541. In-person meetings are by appointment; a phone intake usually comes first.

Main office

The Law Office of Phillip Ghaderi

1728 B Street

Hayward, CA 94541

Open in Google Maps

Client feedback

Client reviews of Phillip B Ghaderi

Phillip has not yet collected verified client reviews on LawyersListed. Reviews here are all from confirmed clients; anonymous ratings are moderated out.

No reviews yet

Only verified clients who have consulted with Phillip B Ghaderi can leave a review.

Schedule your consultation

Hiring guide

How to hire Phillip B Ghaderi — what to expect in your first consultation

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Phillip usually go, from the moment you request a consult to the day representation begins.

Consultation formats and pricing

Phillip charges for the initial consult. That fee is credited toward representation if you retain Phillip's office.

What to bring to your first meeting

Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Phillip will tell you what matters and what doesn't.

Questions to ask a bankruptcy attorney in Hayward, California

A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?

Fees & payment

Fees, payment methods, and consultation options for Phillip

Phillip discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

Hourly rates, contingency fees, and flat-fee options

Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Phillip confirms the model in the engagement letter before any work starts.

Payment methods and payment plans

Phillip's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.

Frequently asked

Frequently asked questions about Phillip B Ghaderi

How much does it cost to hire Phillip for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Phillip walks through the likely range during the consult so there are no surprises.
Does Phillip offer a free consultation?
Phillip charges for the initial consult; that fee is credited toward representation if you retain Phillip's office. Some bankruptcy attorneys offer free consults — check Phillip's current terms during booking.
How long do bankruptcy cases in California typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Phillip gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Phillip take my case if I'm outside Hayward?
Phillip is licensed in California. Matters governed by California law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Phillip will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Phillip?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Phillip will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Phillip accepting new bankruptcy clients right now?
Phillip's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Community Q&A

Real questions asked by California residents in the last few months, answered by bankruptcy attorneys like Phillip B Ghaderi. Each link opens the full answer thread.

What Happens To My House When I File Bankruptcy In California?
I live in Los Angeles, California, and I'm about to file for Chapter 7 bankruptcy. My home is currently worth around $600,000, but I owe $400,000 on the mortgage. I’m worried about
1 verified answer · Bankruptcy · California
Does Filing Bankruptcy Stop Foreclosure In New York?
I’m facing foreclosure on my home in Buffalo, New York, and I’m considering filing for bankruptcy as a last resort. My mortgage lender has already sent me a notice. If I file for C
1 verified answer · Bankruptcy · New York
How Much Will Bankruptcy Cost Me In Michigan?
I live in Detroit, Michigan, and I’m exploring my bankruptcy options. I’ve heard filing can be expensive, but I need to know what to expect in terms of legal fees and court costs.
1 verified answer · Bankruptcy · Michigan
Can I Get A Loan After Filing Bankruptcy In Washington?
I filed for Chapter 7 bankruptcy in Seattle, Washington, six months ago, and I'm starting to think about my financial future. How soon can I apply for a personal loan after bankrup
1 verified answer · Bankruptcy · Washington
What Are The Consequences Of Bankruptcy In Maryland?
I’m considering bankruptcy in Baltimore, Maryland, and I'm worried about the potential consequences, like losing property or having my credit ruined. What are some common consequen
1 verified answer · Bankruptcy · Maryland
Can Bankruptcy Help With Medical Bills In Texas?
I racked up around $15,000 in medical bills after an emergency surgery last year in Houston, Texas. I’m struggling to keep up with payments, and I’m considering bankruptcy. Will fi
1 verified answer · Bankruptcy · Texas

Areas served

Bankruptcy attorneys serving Hayward, Los Angeles and San Francisco in California

Phillip handles bankruptcy matters throughout California. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.

Phillip B Ghaderi, Bankruptcy Attorney in Hayward, California

Quick answer