Roy Fugitt, Bankruptcy Attorney in Winchester, Kentucky

Roy concentrates on bankruptcy, civil rights, creditor rights, and real estate. Each area below outlines the kind of case Roy handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Civil Rights

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• Creditor Rights

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• Real Estate

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Roy's primary office is at 24 Court St., Winchester, KY, 40391-1906. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Roy usually go, from the moment you request a consult to the day representation begins.

Roy discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Roy for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Roy walks through the likely range during the consult so there are no surprises.

• Does Roy offer a free consultation?

  Roy charges for the initial consult; that fee is credited toward representation if you retain Roy's office. Some bankruptcy attorneys offer free consults — check Roy's current terms during booking.

• How long do bankruptcy cases in Kentucky typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Roy gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Roy take my case if I'm outside Winchester?

  Roy is licensed in Kentucky. Matters governed by Kentucky law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Roy will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Roy?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Roy will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Roy accepting new bankruptcy clients right now?

  Roy's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.