Thomas Verner Smith, Bankruptcy Attorney in Jackson, Tennessee
Over 41 years of legal practice · focused on Bankruptcy, Chapter 13, and Chapter 7 · 3.7/5 rating from 4 verified client reviews
MemberatLaw Offices of Verner T. Smith
Jackson, TN
Practicing bankruptcy in Jackson since 1985.
- 41+
- Years practicing
- 3.7 ★
- 4 client reviews
- 2
- Bar admissions
Are you Thomas Verner Smith?
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Quick answer
Thomas Verner Smith is a member based in Jackson, TN. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Thomas has over 41 years of legal experience. Currently practicing at Law Offices of Verner T. Smith. Rated 3.7 out of 5 from 4 client reviews.
- Based in
- Jackson, TN
- Experience
- over 41 years
- Known for
- Bankruptcy · Chapter 13 · Chapter 7
- Handles Bankruptcy, Chapter 13, and Chapter 7 matters from Jackson, TN.
- Over 41 years of practice as a licensed attorney.
About Thomas Verner Smith: Thomas Verner Smith is a member based in Jackson, TN. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Thomas has over 41 years of legal experience. Currently practicing at Law Offices of Verner T. Smith. Rated 3.7 out of 5 from 4 client reviews.
Areas of practice
Legal matters Thomas takes on
Thomas concentrates on bankruptcy, chapter 13, chapter 7, debt settlement, and estate planning. Each area below outlines the kind of case Thomas handles, typical outcomes to expect, and how the intake process starts.
Bankruptcy
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Chapter 13
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Chapter 7
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Debt Settlement
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Estate Planning
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Family Law
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Litigation
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Personal Injury
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Probate
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Product Liability
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Real Estate
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Trusts
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Bankruptcy cases in Jackson, Tennessee
Thomas takes bankruptcy matters in Jackson, Tennessee. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Thomas agrees to represent you.
Chapter 13 cases in Jackson, Tennessee
Thomas takes chapter 13 matters in Jackson, Tennessee. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Thomas agrees to represent you.
Chapter 7 cases in Jackson, Tennessee
Thomas takes chapter 7 matters in Jackson, Tennessee. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Thomas agrees to represent you.
Debt Settlement cases in Jackson, Tennessee
Thomas takes debt settlement matters in Jackson, Tennessee. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Thomas agrees to represent you.
Estate Planning cases in Jackson, Tennessee
Thomas takes estate planning matters in Jackson, Tennessee. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Thomas agrees to represent you.
Biography
Meet Thomas Verner Smith — bankruptcy lawyer in Jackson
Thomas Verner Smith is a member based in Jackson, TN. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Thomas has over 41 years of legal experience. Currently practicing at Law Offices of Verner T. Smith. Rated 3.7 out of 5 from 4 client reviews.
Mr. Thomas Verner Smith is a lawyer practicing bankruptcy, debt settlement services, estate planning & probate and 10 other areas of law. Thomas received a B.S. degree from University of Tennessee in 1982, and has been licensed for 41 years. Thomas practices at Law Offices of Verner T. Smith in Jackson, TN.
How Thomas handles bankruptcy matters
Mr. Thomas Verner Smith is a lawyer practicing bankruptcy, debt settlement services, estate planning & probate and 10 other areas of law. Thomas received a B.S. degree from University of Tennessee in 1982, and has been licensed for 41 years. Thomas practices at Law Offices of Verner T. Smith in Jackson, TN.
The kind of cases Thomas takes
Thomas reviews new inquiries case-by-case for bankruptcy, chapter 13, and chapter 7 matters in Jackson and the surrounding Tennessee area.
Credentials
Education, bar admissions, and languages
Cumberland School of Law of Samford University
J.D. · 1985
University of Tennessee
B.S. · 1982
Jurisdictions
Thomas's state bar admissions
Alabama
1986 · ACTIVE
Tennessee
1985 · ACTIVE
Thomas studied at J.D. in Cumberland School of Law of Samford University and B.S. in University of Tennessee.
Law school and academic background
Thomas completed J.D. in Cumberland School of Law of Samford University and B.S. in University of Tennessee. Formal legal training is one signal of substantive knowledge — the day-to-day practice Thomas runs in Tennessee is where that training gets applied to real client questions.
Locations
Thomas Verner Smith's office in Jackson
Thomas's primary office is at 112 N. Liberty St., Jackson, TN, 38302-1743. In-person meetings are by appointment; a phone intake usually comes first.
Law Offices of Verner T. Smith
112 N. Liberty St.
Jackson, TN 38302-1743
Open in Google MapsClient feedback
Client reviews of Thomas Verner Smith — 3.7/5 rating from 4 verified client reviews
Every review below is from a verified client of Thomas. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Jackson.
3.7
4 client reviews
Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Thomas Verner Smith claims this profile.
Read all reviewsHiring guide
How to hire Thomas Verner Smith — what to expect in your first consultation
Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Thomas usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Thomas charges for the initial consult. That fee is credited toward representation if you retain Thomas's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Thomas will tell you what matters and what doesn't.
Questions to ask a bankruptcy attorney in Jackson, Tennessee
A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Thomas
Thomas discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Thomas confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Thomas's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Thomas Verner Smith
How much does it cost to hire Thomas for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Thomas walks through the likely range during the consult so there are no surprises.
Does Thomas offer a free consultation?
Thomas charges for the initial consult; that fee is credited toward representation if you retain Thomas's office. Some bankruptcy attorneys offer free consults — check Thomas's current terms during booking.
How long do bankruptcy cases in Tennessee typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Thomas gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Thomas take my case if I'm outside Jackson?
Thomas is licensed in Tennessee. Matters governed by Tennessee law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Thomas will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Thomas?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Thomas will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Thomas accepting new bankruptcy clients right now?
Thomas's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Bankruptcy attorneys serving Jackson, Nashville and Memphis in Tennessee
Thomas handles bankruptcy matters throughout Tennessee. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.
More counsel
Other top-rated bankruptcy attorneys in Tennessee
If Thomas's intake is full or the fit isn't right, these bankruptcy attorneys in Jackson handle similar matters. Every profile below is verified and open to consultations.





