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Michael "Mike" Chaloupka, Insurance Attorney in Fort Collins, Colorado

Over 18 years of legal practice · focused on Insurance and Personal Injury

Fort Collins, CO

Practicing insurance in Fort Collins since 2008.

18+
Years practicing
2
Bar admissions

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Quick answer

Michael "Mike" Chaloupka is an attorney based in Fort Collins, COLORADO. The practice focuses on Insurance and Personal Injury. Michael has over 18 years of legal experience.

Based in
Fort Collins, COLORADO
Experience
over 18 years
Known for
Insurance · Personal Injury
  • Handles Insurance and Personal Injury matters from Fort Collins, COLORADO.
  • Over 18 years of practice as a licensed attorney.
  • Recognized with Best Lawyers in America — Insurance Law (2026).

About Michael "Mike" Chaloupka: Michael "Mike" Chaloupka is an attorney based in Fort Collins, COLORADO. The practice focuses on Insurance and Personal Injury. Michael has over 18 years of legal experience.

Areas of practice

Legal matters Michael takes on

Michael concentrates on insurance and personal injury. Each area below outlines the kind of case Michael handles, typical outcomes to expect, and how the intake process starts.

Insurance cases in Fort Collins, Colorado

Michael takes insurance matters in Fort Collins, Colorado. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Michael agrees to represent you.

Personal Injury cases in Fort Collins, Colorado

Michael takes personal injury matters in Fort Collins, Colorado. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Michael agrees to represent you.

Biography

Meet Michael "Mike" Chaloupka — insurance lawyer in Fort Collins

Michael "Mike" Chaloupka is an attorney based in Fort Collins, COLORADO. The practice focuses on Insurance and Personal Injury. Michael has over 18 years of legal experience.

Education
  • Law School: University of Nebraska School of Law (J.D., Litigation Skills Program of Concentrated Study, 2007)
  • Undergraduate Degrees: University of Nebraska (B.A., 2003)
  • Western Trial Advocacy Institute
  • Trial Lawyers College
  • Trial Lawyers College, Graduate Studies
  • Northern Colorado Truck Driving Academy - Class A CDL, 2023

Legal Ratings & Awards
  • Best Lawyers, Insurance Law, Personal Injury Litigation - Plaintiffs, and Litigation - Insurance, '21, '22, and 2023
  • Martindale Hubbell Peer Reviewed & Client Reviewed
  • Top 40 under 40, The National Trial Lawyers Association 2015-2018
  • Top 10 Under 40, The National Trial Lawyers Association 2017 & 2018

State Bars/Licenses
  • Colorado State Bar, 2008
  • Nebraska State Bar, 2009
  • Wyoming State Bar, 2022
  • Washington State Bar, 2022
  • Oregon State Bar, 2023

Legal Associations/Memberships
  • Trial Lawyers College, Faculty
  • Colorado Bar Association
  • Nebraska Bar Association
  • Colorado Trial Lawyers Association
  • Academy of Truck Accident Attorneys
  • American Association of Justice
  • Wyoming Trial Lawyers Association
  • Washington State Association for Justice
  • Washington State Bar Association
  • Oregon State Bar Association

My Story

I was destined to be a courtroom crusader. I grew up in Nebraska in a family of lawyers – trial lawyers for people, to be more specific. Some of my early memories are of sitting around the dinner table with my family and listening to my Dad tell us stories about his clients and about the companies who hurt them or did them wrong. My first lessons in cross-examining witnesses came when I would misbehave as a kid, and (with a healthy dose of love) my Dad would cross-examine me about it until I saw the error of my ways. These are the kinds of things that stuck with me and inspired me and led me to become a warrior for the people.

I went to the University of Nebraska College of Law, with a special emphasis on litigation skills and trial advocacy. I graduated from and have continued to attend the Trial Lawyers College since 2011, and I have also been teaching at the Trial Lawyers College since 2019. I am the managing partner of Metier Law Firm, and I set a standard for courage, for not giving up, and for providing dignity and hope to people broken by grief and despair. I love what I do and I can’t imagine any other life.

My practice areas primarily include big truck crashes. I went to truck driver training school to help me truly understand what safety rules and expectations truck drivers have to follow, and what it's like to drive an 18-wheeler. I even went on to obtain my Class A Commercial Driver's License (CDL) and I use that knowledge in my trucking cases. I also handle motorcycle and car crash cases, as well as insurance bad faith cases.

I’m licensed in Colorado, Wyoming, Washington and Oregon. When I’m not fighting for my severely injured clients, I’m usually with my wife and two boys. Family is everything to me, and we are big believers in adventure. I also love riding my mountain bike and my motorcycle, I love back country snowboarding, and I love cooking over open fire.

Working with Michael on a insurance matter

Education Law School: University of Nebraska School of Law (J.D., Litigation Skills Program of Concentrated Study, 2007) Undergraduate Degrees: University of Nebraska (B.A., 2003) Western Trial Advocacy Institute Trial Lawyers College Trial Lawyers College, Graduate Studies Northern Colorado Truck Driving Academy - Class A CDL, 2023 ‍ Legal Ratings & Awards Best Lawyers, Insurance Law, Personal…

Who Michael represents

Michael reviews new inquiries case-by-case for insurance and personal injury matters in Fort Collins and the surrounding Colorado area.

Credentials

Education, bar admissions, and languages

  • University of Nebraska - Lincoln College of Law

    J.D. · 2008

Jurisdictions

Michael's state bar admissions

  • Nebraska, Nebraska S

    2009 · ACTIVE

  • Colorado, Colorado B

    2008 · ACTIVE

Michael studied at J.D. in University of Nebraska - Lincoln College of Law.

Law school and academic background

Michael completed J.D. in University of Nebraska - Lincoln College of Law. Formal legal training is one signal of substantive knowledge — the day-to-day practice Michael runs in Colorado is where that training gets applied to real client questions.

Recognition

Recognition and thought leadership

Michael has received 3 formal recognitions from bar associations, industry bodies, and peer-review services.

  • Best Lawyers in America — Insurance Law

    2026

  • Best Lawyers in America — Litigation - Insurance

    2026

  • Best Lawyers in America — Personal Injury Litigation - Plaintiffs

    2026

Legal awards and honors

Best Lawyers in America — Insurance Law (2026). Best Lawyers in America — Litigation - Insurance (2026). Best Lawyers in America — Personal Injury Litigation - Plaintiffs (2026).

Locations

Michael "Mike" Chaloupka's office in Fort Collins

Michael's primary office is at 4820 South College Avenue, Fort Collins, Colorado, 80525. In-person meetings are by appointment; a phone intake usually comes first.

Main office

4820 South College Avenue

Fort Collins, Colorado 80525

Open in Google Maps

Client feedback

Client reviews of Michael "Mike" Chaloupka

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Hiring guide

How to hire Michael "Mike" Chaloupka — what to expect in your first consultation

Working with a new insurance attorney should feel structured. Here's how the first two conversations with Michael usually go, from the moment you request a consult to the day representation begins.

Consultation formats and pricing

Michael charges for the initial consult. That fee is credited toward representation if you retain Michael's office.

What to bring to your first meeting

Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Michael will tell you what matters and what doesn't.

Questions to ask a insurance attorney in Fort Collins, Colorado

A short list to run through before you commit: How many insurance matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?

Fees & payment

Fees, payment methods, and consultation options for Michael

Michael discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in insurance practice — ask which fits.

Hourly rates, contingency fees, and flat-fee options

Every insurance matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Michael confirms the model in the engagement letter before any work starts.

Payment methods and payment plans

Michael's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many insurance practices work with clients on structured schedules.

Frequently asked

Frequently asked questions about Michael "Mike" Chaloupka

  • How much does it cost to hire Michael for a insurance case?

    Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Michael walks through the likely range during the consult so there are no surprises.

  • Does Michael offer a free consultation?

    Michael charges for the initial consult; that fee is credited toward representation if you retain Michael's office. Some insurance attorneys offer free consults — check Michael's current terms during booking.

  • How long do insurance cases in Colorado typically take?

    Simple insurance matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Michael gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

  • Can Michael take my case if I'm outside Fort Collins?

    Michael is licensed in Colorado. Matters governed by Colorado law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Michael will tell you if the case is a fit or refer you to someone closer to your court.

  • What should I bring to my first meeting with Michael?

    Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Michael will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

  • Is Michael accepting new insurance clients right now?

    Michael's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Areas served

Insurance attorneys serving Fort Collins, Denver and Colorado Springs in Colorado

Michael handles insurance matters throughout Colorado. Each city below is a direct link into the search page for verified insurance attorneys in that community.

More counsel

If Michael's intake is full or the fit isn't right, these insurance attorneys in Fort Collins handle similar matters. Every profile below is verified and open to consultations.