Stephen A Thomas, Bankruptcy Attorney in Detroit, Michigan
Over 36 years of legal practice · focused on Bankruptcy, Chapter 13, and Chapter 7 · 3.0/5 rating from 3 verified client reviews
MemberatStephen A. Thomas, PLC
Detroit, MI
Practicing bankruptcy in Detroit since 1990.
- 36+
- Years practicing
- 3.0 ★
- 3 client reviews
- 2
- Bar admissions
Are you Stephen A Thomas?
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Quick answer
Stephen A Thomas is a member based in Detroit, MI. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Stephen has over 36 years of legal experience. Currently practicing at Stephen A. Thomas, PLC. Rated 3.0 out of 5 from 3 client reviews.
- Based in
- Detroit, MI
- Experience
- over 36 years
- Known for
- Bankruptcy · Chapter 13 · Chapter 7
- Handles Bankruptcy, Chapter 13, and Chapter 7 matters from Detroit, MI.
- Over 36 years of practice as a licensed attorney.
About Stephen A Thomas: Stephen A Thomas is a member based in Detroit, MI. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Stephen has over 36 years of legal experience. Currently practicing at Stephen A. Thomas, PLC. Rated 3.0 out of 5 from 3 client reviews.
Areas of practice
Legal matters Stephen takes on
Stephen concentrates on bankruptcy, chapter 13, chapter 7, child custody, and consumer. Each area below outlines the kind of case Stephen handles, typical outcomes to expect, and how the intake process starts.
Bankruptcy
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Chapter 13
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Chapter 7
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Child Custody
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Consumer
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Divorce
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Family Law
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Probate
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SSD
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Estate Planning
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Bankruptcy cases in Detroit, Michigan
Stephen takes bankruptcy matters in Detroit, Michigan. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Stephen agrees to represent you.
Chapter 13 cases in Detroit, Michigan
Stephen takes chapter 13 matters in Detroit, Michigan. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Stephen agrees to represent you.
Chapter 7 cases in Detroit, Michigan
Stephen takes chapter 7 matters in Detroit, Michigan. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Stephen agrees to represent you.
Child Custody cases in Detroit, Michigan
Stephen takes child custody matters in Detroit, Michigan. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Stephen agrees to represent you.
Consumer cases in Detroit, Michigan
Stephen takes consumer matters in Detroit, Michigan. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Stephen agrees to represent you.
Biography
Meet Stephen A Thomas — bankruptcy lawyer in Detroit
Stephen A Thomas is a member based in Detroit, MI. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Stephen has over 36 years of legal experience. Currently practicing at Stephen A. Thomas, PLC. Rated 3.0 out of 5 from 3 client reviews.
Stephen A Thomas is a lawyer practicing consumer bankruptcy, consumer law, family law and 6 other areas of law. Stephen received a A.A.S. degree from Northwestern Michigan College in 1983, and has been licensed for 36 years. Stephen practices at Stephen A. Thomas, PLC in Detroit, MI.
Working with Stephen on a bankruptcy matter
Stephen A Thomas is a lawyer practicing consumer bankruptcy, consumer law, family law and 6 other areas of law. Stephen received a A.A.S. degree from Northwestern Michigan College in 1983, and has been licensed for 36 years. Stephen practices at Stephen A. Thomas, PLC in Detroit, MI.
Clients Stephen works with
Stephen reviews new inquiries case-by-case for bankruptcy, chapter 13, and chapter 7 matters in Detroit and the surrounding Michigan area.
Credentials
Education, bar admissions, and languages
Michigan State University College of Law
Detroit College · 1989
Northwestern Michigan College
A.A.S. Howard · 1983
Jurisdictions
Stephen's state bar admissions
District of Columbia
1991 · ACTIVE
Michigan
1990 · ACTIVE
Stephen studied at Detroit College in Michigan State University College of Law and A.A.S. Howard in Northwestern Michigan College.
Law school and academic background
Stephen completed Detroit College in Michigan State University College of Law and A.A.S. Howard in Northwestern Michigan College. Formal legal training is one signal of substantive knowledge — the day-to-day practice Stephen runs in Michigan is where that training gets applied to real client questions.
Affiliations
Stephen's professional memberships and bar associations
State Bar of Michigan Wolverine Bar Association Detroit Bar Association National Association of Chapter 13 Trustees
Associate Member · membership
Locations
Stephen A Thomas's office in Detroit
Stephen's primary office is at 19120 Grand River Ave., Detroit, MI, 48223. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of Stephen A Thomas — 3.0/5 rating from 3 verified client reviews
Every review below is from a verified client of Stephen. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Detroit.
3.0
3 client reviews
Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Stephen A Thomas claims this profile.
Read all reviewsHiring guide
How to hire Stephen A Thomas — what to expect in your first consultation
Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Stephen usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Stephen charges for the initial consult. That fee is credited toward representation if you retain Stephen's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Stephen will tell you what matters and what doesn't.
Questions to ask a bankruptcy attorney in Detroit, Michigan
A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Stephen
Stephen discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Stephen confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Stephen's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Stephen A Thomas
How much does it cost to hire Stephen for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Stephen walks through the likely range during the consult so there are no surprises.
Does Stephen offer a free consultation?
Stephen charges for the initial consult; that fee is credited toward representation if you retain Stephen's office. Some bankruptcy attorneys offer free consults — check Stephen's current terms during booking.
How long do bankruptcy cases in Michigan typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Stephen gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Stephen take my case if I'm outside Detroit?
Stephen is licensed in Michigan. Matters governed by Michigan law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Stephen will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Stephen?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Stephen will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Stephen accepting new bankruptcy clients right now?
Stephen's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Bankruptcy attorneys serving Detroit, Grand Rapids and Southfield in Michigan
Stephen handles bankruptcy matters throughout Michigan. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.
More counsel
Other top-rated bankruptcy attorneys in Michigan
If Stephen's intake is full or the fit isn't right, these bankruptcy attorneys in Detroit handle similar matters. Every profile below is verified and open to consultations.





