Steven Robert Apel, Insurance Attorney in Chicago, Illinois
Over 38 years of legal practice · focused on Insurance, Litigation, and Personal Injury
Chicago, IL
Practicing insurance in Chicago since 1988.
- 38+
- Years practicing
- 3
- Bar admissions
Practices in
Are you Steven Robert Apel?
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Quick answer
Steven Robert Apel is an attorney based in Chicago, IL. The practice focuses on Insurance, Litigation, and Personal Injury. Steven has over 38 years of legal experience.
- Based in
- Chicago, IL
- Experience
- over 38 years
- Known for
- Insurance · Litigation · Personal Injury
- Handles Insurance, Litigation, and Personal Injury matters from Chicago, IL.
- Over 38 years of practice as a licensed attorney.
About Steven Robert Apel: Steven Robert Apel is an attorney based in Chicago, IL. The practice focuses on Insurance, Litigation, and Personal Injury. Steven has over 38 years of legal experience.
Areas of practice
Practice areas handled by Steven Robert Apel
Steven concentrates on insurance, litigation, and personal injury. Each area below outlines the kind of case Steven handles, typical outcomes to expect, and how the intake process starts.
Insurance
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Litigation
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Personal Injury
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Insurance cases in Chicago, Illinois
Steven takes insurance matters in Chicago, Illinois. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Steven agrees to represent you.
Litigation cases in Chicago, Illinois
Steven takes litigation matters in Chicago, Illinois. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Steven agrees to represent you.
Personal Injury cases in Chicago, Illinois
Steven takes personal injury matters in Chicago, Illinois. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Steven agrees to represent you.
Biography
About Steven Robert Apel — Over 38 years of Illinois insurance experience
Steven Robert Apel is an attorney based in Chicago, IL. The practice focuses on Insurance, Litigation, and Personal Injury. Steven has over 38 years of legal experience.
Steven Robert Apel is a lawyer practicing insurance coverage, complex litigation, environmental insurance coverage and 1 other area of law. Steven Robert received a B.B.A. degree from Loyola University of Chicago in 1984, and has been licensed for 38 years. Steven Robert practices in Chicago, IL.
Working with Steven on a insurance matter
Steven Robert Apel is a lawyer practicing insurance coverage, complex litigation, environmental insurance coverage and 1 other area of law. Steven Robert received a B.B.A. degree from Loyola University of Chicago in 1984, and has been licensed for 38 years. Steven Robert practices in Chicago, IL.
Clients Steven works with
Steven reviews new inquiries case-by-case for insurance, litigation, and personal injury matters in Chicago and the surrounding Illinois area.
Credentials
Steven Robert Apel's legal education and bar admissions
John Marshall Law School
J.D. · 1987
Loyola University of Chicago
B.B.A. · 1984
Jurisdictions
Steven's state bar admissions
U.S. Court of Appeal
1989 · ACTIVE
Illinois
1988 · ACTIVE
U.S. District Court,
1988 · ACTIVE
Steven studied at J.D. in John Marshall Law School and B.B.A. in Loyola University of Chicago.
Law school and academic background
Steven completed J.D. in John Marshall Law School and B.B.A. in Loyola University of Chicago. Formal legal training is one signal of substantive knowledge — the day-to-day practice Steven runs in Illinois is where that training gets applied to real client questions.
Locations
Steven Robert Apel's office in Chicago
Steven's primary office is at 1 Unknown, Chicago, IL, 60603. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of Steven Robert Apel
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Schedule your consultationHiring guide
How to hire Steven Robert Apel — what to expect in your first consultation
Working with a new insurance attorney should feel structured. Here's how the first two conversations with Steven usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Steven charges for the initial consult. That fee is credited toward representation if you retain Steven's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Steven will tell you what matters and what doesn't.
Questions to ask a insurance attorney in Chicago, Illinois
A short list to run through before you commit: How many insurance matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Steven
Steven discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in insurance practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every insurance matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Steven confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Steven's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many insurance practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Steven Robert Apel
How much does it cost to hire Steven for a insurance case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Steven walks through the likely range during the consult so there are no surprises.
Does Steven offer a free consultation?
Steven charges for the initial consult; that fee is credited toward representation if you retain Steven's office. Some insurance attorneys offer free consults — check Steven's current terms during booking.
How long do insurance cases in Illinois typically take?
Simple insurance matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Steven gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Steven take my case if I'm outside Chicago?
Steven is licensed in Illinois. Matters governed by Illinois law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Steven will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Steven?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Steven will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Steven accepting new insurance clients right now?
Steven's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Insurance attorneys serving Chicago, Springfield and Northbrook in Illinois
Steven handles insurance matters throughout Illinois. Each city below is a direct link into the search page for verified insurance attorneys in that community.
More counsel
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If Steven's intake is full or the fit isn't right, these insurance attorneys in Chicago handle similar matters. Every profile below is verified and open to consultations.





