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Bankruptcy Legal Questions — Free Q&A
Read 23 bankruptcy legal questions Americans have asked, with answers from bar-verified attorneys. Filter by state, search by keyword, or post your own situation — anonymously, at no cost.
23 questions · Bankruptcy
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Does Filing Bankruptcy Stop Foreclosure In New York?
I’m facing foreclosure on my home in Buffalo, New York, and I’m considering filing for bankruptcy as a last resort. My mortgage lender has already sent me a notice. If I file for Chapter 13, will that halt the foreclosure process?
Asked by Alex ClientRead the answerHow Much Will Bankruptcy Cost Me In Michigan?
I live in Detroit, Michigan, and I’m exploring my bankruptcy options. I’ve heard filing can be expensive, but I need to know what to expect in terms of legal fees and court costs. On average, how much should I budget to file for Chapter 7?
Asked by Alex ClientRead the answerCan I Get A Loan After Filing Bankruptcy In Washington?
I filed for Chapter 7 bankruptcy in Seattle, Washington, six months ago, and I'm starting to think about my financial future. How soon can I apply for a personal loan after bankruptcy, and what should I expect in terms of interest rates?
Asked by Alex ClientRead the answerWhat Are The Consequences Of Bankruptcy In Maryland?
I’m considering bankruptcy in Baltimore, Maryland, and I'm worried about the potential consequences, like losing property or having my credit ruined. What are some common consequences I should be aware of before making this decision?
Asked by Alex ClientRead the answerCan Bankruptcy Help With Medical Bills In Texas?
I racked up around $15,000 in medical bills after an emergency surgery last year in Houston, Texas. I’m struggling to keep up with payments, and I’m considering bankruptcy. Will filing for bankruptcy get rid of these medical debts, or will I still owe them?
Asked by Alex ClientRead the answerWill Filing Bankruptcy Stop Wage Garnishment In Minnesota?
I live in Minneapolis, Minnesota, and my wages are getting garnished because of an unpaid credit card. I’m thinking about filing for bankruptcy to stop the garnishment. Will my bankruptcy filing put an immediate stop to the garnishment process?
Asked by Alex ClientRead the answerWhat Happens To My House When I File Bankruptcy In California?
I live in Los Angeles, California, and I'm about to file for Chapter 7 bankruptcy. My home is currently worth around $600,000, but I owe $400,000 on the mortgage. I’m worried about losing my house during this process. Will I be able to keep it?
Asked by Alex ClientRead the answerWhat Can I Expect In A Bankruptcy Hearing In Pennsylvania?
I’m preparing for my bankruptcy hearing in Philadelphia, Pennsylvania, next month. I’ve read about the process, but I’m feeling anxious about what will actually happen. What should I expect during the hearing regarding my debts and assets?
Asked by Alex ClientRead the answerCan I Keep My Retirement Accounts In Virginia Bankruptcy?
I'm in Richmond, Virginia, and I've been thinking about filing for Chapter 7 bankruptcy because of overwhelming credit card debt. I have a 401(k) plan with about $50,000 saved. If I file, will I lose my retirement savings?
Asked by Alex ClientRead the answerCan I File Bankruptcy Without My Spouse In Arizona?
I'm considering filing for Chapter 7 bankruptcy in Arizona on my own, but my spouse has debts in their name only. We're married, but our finances are separate. I'm worried about how this might affect our joint assets. Can I file alone without them having to be
Asked by Alex ClientRead the answerHow Does Bankruptcy Affect My Business In South Carolina?
I own a small retail business in Charleston, South Carolina, but I'm facing significant financial troubles and contemplating bankruptcy. If I file for personal bankruptcy, how will it impact my business and its debts? Can I save my business while dealing with
Asked by Alex ClientRead the answerCan I Modify My Bankruptcy Plan In New Jersey?
I filed for Chapter 13 bankruptcy in Newark, New Jersey, about a year ago, but my financial situation has changed significantly. I lost my job a few months ago and can’t keep up with the plan payments. Can I modify my bankruptcy plan to make it more manageable
Asked by Alex ClientRead the answerWhat Happens To Joint Debts If My Spouse Files Bankruptcy In North Carolina?
I live in Charlotte, North Carolina, and my spouse is planning to file for bankruptcy. We have several joint debts together. I’m concerned about how their bankruptcy will affect me and my credit. What happens to our joint debts in this situation?
Asked by Alex ClientRead the answerHow Long Does Bankruptcy Take In Florida After Filing?
I filed for Chapter 13 bankruptcy in Orlando, Florida, last month, and I'm anxious about how long this process will take. I have three car payments that I'm behind on, and my creditors are getting impatient. What can I expect in terms of timelines for my case
Asked by Alex ClientRead the answerCan Bankruptcy Help With Unpaid Rent In Nevada?
I’m in Las Vegas, Nevada, and I've fallen behind on my rent, which is causing me a lot of stress. I’m thinking of filing for bankruptcy to take control of my finances. Can filing bankruptcy help me with my unpaid rent?
Asked by Alex ClientRead the answerCan I Discharge Credit Card Debt Through Bankruptcy In Ohio?
I live in Columbus, Ohio, and my credit card debt has ballooned to about $25,000. I'm considering filing for Chapter 7 bankruptcy to get a fresh start. Will I be able to completely discharge this credit card debt?
Asked by Alex ClientRead the answerCan I Discharge Tax Debt By Filing Bankruptcy In Colorado?
I owe around $10,000 in back taxes to the IRS from 2020 while living in Denver, Colorado. I've heard that some tax debts can be wiped out through bankruptcy, but I'm unsure if mine qualifies. What type of bankruptcy should I consider to potentially discharge t
Asked by Alex ClientRead the answerWill Bankruptcy Affect My Social Security Benefits In Alabama?
I’m living in Birmingham, Alabama, and relying on Social Security benefits after retirement. I've accumulated some debts and am thinking about filing for bankruptcy. Will this affect my Social Security payments in any way?
Asked by Alex ClientRead the answerDo I Need To Attend Creditors Meeting After Bankruptcy In Hawaii?
I filed for Chapter 7 bankruptcy in Honolulu, Hawaii, and I've been informed about a creditors' meeting. I'm unsure if I need to be present or if my attorney can handle everything. What should I expect at this meeting, and do I need to attend?
Asked by Alex ClientRead the answerCan I Keep My Car If I File Bankruptcy In Tennessee?
I'm in Nashville, Tennessee, and I owe about $15,000 on my car loan. I’m considering filing for bankruptcy, but I’m worried about losing my car during the process. Can I keep my vehicle while still discharging other debts?
Asked by Alex ClientRead the answer