
Lloyd E. Bemis III, Insurance Attorney in Austin, Texas
Over 42 years of legal practice · focused on Insurance and SSD · 5.0/5 rating from 9 verified client reviews
PartneratBemis, Roach & Reed
Austin, TX
Practicing insurance in Austin since 1984.
- 42+
- Years practicing
- 5.0 ★
- 9 client reviews
- 1
- Bar admission
Are you Lloyd E. Bemis III?
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Quick answer
Lloyd E. Bemis III is a partner based in Austin, TX. The practice focuses on Insurance and SSD. Lloyd has over 42 years of legal experience. Currently practicing at Bemis, Roach & Reed. Rated 5.0 out of 5 from 9 client reviews.
- Based in
- Austin, TX
- Experience
- over 42 years
- Known for
- Insurance · SSD
- Handles Insurance and SSD matters from Austin, TX.
- Over 42 years of practice as a licensed attorney.
- Recognized with AV Preeminent.
About Lloyd E. Bemis III: Lloyd E. Bemis III is a partner based in Austin, TX. The practice focuses on Insurance and SSD. Lloyd has over 42 years of legal experience. Currently practicing at Bemis, Roach & Reed. Rated 5.0 out of 5 from 9 client reviews.
Areas of practice
Practice areas handled by Lloyd E. Bemis III
Lloyd concentrates on insurance and ssd. Each area below outlines the kind of case Lloyd handles, typical outcomes to expect, and how the intake process starts.
Insurance cases in Austin, Texas
Lloyd takes insurance matters in Austin, Texas. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Lloyd agrees to represent you.
SSD cases in Austin, Texas
Lloyd takes ssd matters in Austin, Texas. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Lloyd agrees to represent you.
Biography
About Lloyd E. Bemis III — Over 42 years of Texas insurance experience
Lloyd E. Bemis III is a partner based in Austin, TX. The practice focuses on Insurance and SSD. Lloyd has over 42 years of legal experience. Currently practicing at Bemis, Roach & Reed. Rated 5.0 out of 5 from 9 client reviews.
Lloyd E. Bemis represents clients with long term disability claims, Social Security disability claims and personal injury claims. He is Board Certified by the Texas Board of Legal Specialization in Consumer and Commercial Law as well as Personal Injury Trial Law. Mr. Bemis is a founding partner of Bemis, Roach & Reed, which was established in 1993 in Austin, Texas. Mr. Bemis grew up in Austin and graduated with highest honors from the University of Texas (Summa Cum Laude) with a Bachelors of Business Administration in Finance in 1981. He earned his law degree from the University Of Texas School Of Law in Austin in 1984 and was admitted to the State Bar of Texas that same year. Upon graduation from law school Mr. Bemis worked with a national law firm’s Austin office and became trained in the firm’s Insurance Defense and Commercial Litigation section. He represented insurance carriers, individuals and businesses who sued for negligence, insurance bad faith, deceptive trade practices and contractual claims. He also represented a variety of health care providers and corporations in both personal injury and commercial claims. As a result of his success as a defense attorney, Mr. Bemis was invited to work as an attorney in a plaintiff’s firm on the side of individual personal injury victims in 1988. Mr. Bemis soon became the firm’s lead litigation attorney. Mr. Bemis’ future partner, Lonnie Roach, later became a member of the same firm; after several years of practicing together as litigation attorneys, Mr. Bemis, Mr. Roach, and Mr. Greg Reed, an attorney at another firm, decided to leave their respective firms and form Bemis, Roach & Reed in 1993. Bemis, Roach & Reed has represented individuals with personal injury, insurance bad faith and disability claims for over 20 years. His clients have included those seeking long term disability insurance, including ERISA plans, and Social Security disability. He is admitted to practice in United States District Court, All Districts of Texas. He has also argued before the Federal Fifth Circuit Court of Appeals.
How Lloyd handles insurance matters
Lloyd E. Bemis represents clients with long term disability claims, Social Security disability claims and personal injury claims. He is Board Certified by the Texas Board of Legal Specialization in Consumer and Commercial Law as well as Personal Injury Trial Law. Mr. Bemis is a founding partner of Bemis, Roach & Reed, which was established in 1993 in Austin, Texas. Mr. Bemis grew up in Austin and…
The kind of cases Lloyd takes
Lloyd reviews new inquiries case-by-case for insurance and ssd matters in Austin and the surrounding Texas area.
Credentials
Lloyd E. Bemis III's legal education and bar admissions
University of Texas Law School
J.D. · 1984
University of Texas, School of Business
B.B.A. · 1981
Jurisdictions
Lloyd's state bar admissions
Texas United States
1984 · ACTIVE
Lloyd studied at J.D. in University of Texas Law School and B.B.A. in University of Texas, School of Business.
Law school and academic background
Lloyd completed J.D. in University of Texas Law School and B.B.A. in University of Texas, School of Business. Formal legal training is one signal of substantive knowledge — the day-to-day practice Lloyd runs in Texas is where that training gets applied to real client questions.
Recognition
Awards, publications, and recognition of Lloyd E. Bemis III
Lloyd has received 1 formal recognition from bar associations, industry bodies, and peer-review services.
AV Preeminent
Legal awards and honors
AV Preeminent.
Affiliations
Lloyd's professional memberships and bar associations
Travis County Bar Association State Bar of Texas Texas Trial Lawyers Association The Association of Trial Lawyers of America
membership
Texas Bar Foundation
bar_fellowship
Locations
Lloyd E. Bemis III's office in Austin
Lloyd's primary office is at 4100 Duval Rd, Bldg 1, # 200, Austin, TX, 78759. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of Lloyd E. Bemis III — 5.0/5 rating from 9 verified client reviews
Every review below is from a verified client of Lloyd. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing insurance attorneys in Austin.
5.0
9 client reviews
Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Lloyd E. Bemis III claims this profile.
Read all reviewsHiring guide
How to hire Lloyd E. Bemis III — what to expect in your first consultation
Working with a new insurance attorney should feel structured. Here's how the first two conversations with Lloyd usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Lloyd charges for the initial consult. That fee is credited toward representation if you retain Lloyd's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Lloyd will tell you what matters and what doesn't.
Questions to ask a insurance attorney in Austin, Texas
A short list to run through before you commit: How many insurance matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Lloyd
Lloyd discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in insurance practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every insurance matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Lloyd confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Lloyd's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many insurance practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Lloyd E. Bemis III
How much does it cost to hire Lloyd for a insurance case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Lloyd walks through the likely range during the consult so there are no surprises.
Does Lloyd offer a free consultation?
Lloyd charges for the initial consult; that fee is credited toward representation if you retain Lloyd's office. Some insurance attorneys offer free consults — check Lloyd's current terms during booking.
How long do insurance cases in Texas typically take?
Simple insurance matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Lloyd gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Lloyd take my case if I'm outside Austin?
Lloyd is licensed in Texas. Matters governed by Texas law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Lloyd will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Lloyd?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Lloyd will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Lloyd accepting new insurance clients right now?
Lloyd's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Insurance attorneys serving Austin, Houston and Dallas in Texas
Lloyd handles insurance matters throughout Texas. Each city below is a direct link into the search page for verified insurance attorneys in that community.
More counsel
Other top-rated insurance attorneys in Texas
If Lloyd's intake is full or the fit isn't right, these insurance attorneys in Austin handle similar matters. Every profile below is verified and open to consultations.





