Michael J. Wyatt, Insurance Attorney in Clearwater, Florida
focused on Insurance and Personal Injury
Clearwater, FL
Trusted insurance attorney serving Clearwater.
Practices in
Are you Michael J. Wyatt?
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Quick answer
Michael J. Wyatt is an attorney based in Clearwater, FLORIDA. The practice focuses on Insurance and Personal Injury. Currently practicing at Light & Wyatt LLC.
- Based in
- Clearwater, FLORIDA
- Experience
- attorney
- Known for
- Insurance · Personal Injury
- Handles Insurance and Personal Injury matters from Clearwater, FLORIDA.
- Recognized with Best Lawyers in America — Insurance Law (2026).
About Michael J. Wyatt: Michael J. Wyatt is an attorney based in Clearwater, FLORIDA. The practice focuses on Insurance and Personal Injury. Currently practicing at Light & Wyatt LLC.
Areas of practice
Michael's practice areas in Clearwater
Michael concentrates on insurance and personal injury. Each area below outlines the kind of case Michael handles, typical outcomes to expect, and how the intake process starts.
Insurance cases in Clearwater, Florida
Michael takes insurance matters in Clearwater, Florida. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Michael agrees to represent you.
Personal Injury cases in Clearwater, Florida
Michael takes personal injury matters in Clearwater, Florida. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Michael agrees to represent you.
Biography
Michael J. Wyatt, insurance attorney serving Clearwater
Michael J. Wyatt is an attorney based in Clearwater, FLORIDA. The practice focuses on Insurance and Personal Injury. Currently practicing at Light & Wyatt LLC. Michael works from Clearwater, Florida and takes on insurance matters across the region.
Michael is a litigation attorney handling catastrophic and personal injury, premises liability, and general civil litigation.
Raised in Tampa, Michael graduated from Alonso High School and attended the University of South Florida. There, he earned his Bachelor of Arts degree in Criminology and graduated cum laude. After graduation, Michael received his Juris Doctor from Barry University School of Law.
After graduating from law school, Michael accepted a position as an Assistant Public Defender for the 13th Judicial Circuit in Tampa. During his tenure as an Assistant Public Defender, Michael handled thousands of cases and tried numerous jury and non-jury trials involving misdemeanors to violent felonies. Michael then joined one of the largest and most prestigious civil trial firms in Florida where he defended numerous large insurance companies and their insureds in a variety of civil matters.
Michael’s desire to shift his practice from defending insurance companies to representing the injured is what led him to Kemp, Ruge & Green. Today, Michael is able to use his extensive litigation experience to achieve the best results for his clients.
Michael's approach to insurance cases
Michael is a litigation attorney handling catastrophic and personal injury, premises liability, and general civil litigation. Raised in Tampa, Michael graduated from Alonso High School and attended the University of South Florida. There, he earned his Bachelor of Arts degree in Criminology and graduated cum laude. After graduation, Michael received his Juris Doctor from Barry University School of…
The kind of cases Michael takes
Michael reviews new inquiries case-by-case for insurance and personal injury matters in Clearwater and the surrounding Florida area.
Credentials
Credentials — where Michael studied and practices
Barry University
J.D. · 2015
Michael studied at J.D. in Barry University.
Law school and academic background
Michael completed J.D. in Barry University. Formal legal training is one signal of substantive knowledge — the day-to-day practice Michael runs in Florida is where that training gets applied to real client questions.
Recognition
Michael's legal honors and published work
Michael has received 5 formal recognitions from bar associations, industry bodies, and peer-review services.
Best Lawyers in America — Insurance Law
2026
Best Lawyers in America — Personal Injury Litigation - Defendants
2026
Best Lawyers in America — Additional Areas of Practice:
2026
Best Lawyers in America — Litigation - Insurance
2026
Best Lawyers in America — Personal Injury Litigation - Plaintiffs
2026
Legal awards and honors
Best Lawyers in America — Insurance Law (2026). Best Lawyers in America — Personal Injury Litigation - Defendants (2026). Best Lawyers in America — Additional Areas of Practice: (2026). Best Lawyers in America — Litigation - Insurance (2026). Best Lawyers in America — Personal Injury Litigation - Plaintiffs (2026).
Locations
Michael J. Wyatt's office in Clearwater
Michael's primary office is at 2625 McCormick Drive, Suite 105, Clearwater, Florida, 33759. In-person meetings are by appointment; a phone intake usually comes first.
Light & Wyatt LLC
2625 McCormick Drive, Suite 105
Clearwater, Florida 33759
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Schedule your consultationHiring guide
How to hire Michael J. Wyatt — what to expect in your first consultation
Working with a new insurance attorney should feel structured. Here's how the first two conversations with Michael usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Michael charges for the initial consult. That fee is credited toward representation if you retain Michael's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Michael will tell you what matters and what doesn't.
Questions to ask a insurance attorney in Clearwater, Florida
A short list to run through before you commit: How many insurance matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Michael
Michael discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in insurance practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every insurance matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Michael confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Michael's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many insurance practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Michael J. Wyatt
How much does it cost to hire Michael for a insurance case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Michael walks through the likely range during the consult so there are no surprises.
Does Michael offer a free consultation?
Michael charges for the initial consult; that fee is credited toward representation if you retain Michael's office. Some insurance attorneys offer free consults — check Michael's current terms during booking.
How long do insurance cases in Florida typically take?
Simple insurance matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Michael gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Michael take my case if I'm outside Clearwater?
Michael is licensed in Florida. Matters governed by Florida law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Michael will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Michael?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Michael will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Michael accepting new insurance clients right now?
Michael's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Insurance attorneys serving Clearwater, Miami and Tampa in Florida
Michael handles insurance matters throughout Florida. Each city below is a direct link into the search page for verified insurance attorneys in that community.
- Clearwater1,371 attorneys
- Miami15,918 attorneys
- Tampa9,739 attorneys
- Orlando7,352 attorneys
- Fort Lauderdale6,726 attorneys
- Jacksonville5,497 attorneys
- Tallahassee4,383 attorneys
- West Palm Beach3,699 attorneys
- Boca Raton3,668 attorneys
- Coral Gables3,397 attorneys
- Naples2,155 attorneys
- St Petersburg2,098 attorneys
More counsel
Other top-rated insurance attorneys in Florida
If Michael's intake is full or the fit isn't right, these insurance attorneys in Clearwater handle similar matters. Every profile below is verified and open to consultations.





