Theodore 'Ted' E. Karatinos, Insurance Attorney in Lutz, Florida

Theodore concentrates on insurance and personal injury. Each area below outlines the kind of case Theodore handles, typical outcomes to expect, and how the intake process starts.

• Insurance

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• Personal Injury

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Theodore's primary office is at 18920 N Dale Mabry Highway, Suite 101, Lutz, FL, 33548. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new insurance attorney should feel structured. Here's how the first two conversations with Theodore usually go, from the moment you request a consult to the day representation begins.

Theodore discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in insurance practice — ask which fits.

• How much does it cost to hire Theodore for a insurance case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Theodore walks through the likely range during the consult so there are no surprises.

• Does Theodore offer a free consultation?

  Theodore charges for the initial consult; that fee is credited toward representation if you retain Theodore's office. Some insurance attorneys offer free consults — check Theodore's current terms during booking.

• How long do insurance cases in Florida typically take?

  Simple insurance matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Theodore gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Theodore take my case if I'm outside Lutz?

  Theodore is licensed in Florida. Matters governed by Florida law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Theodore will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Theodore?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Theodore will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Theodore accepting new insurance clients right now?

  Theodore's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.